Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.
The federal government sponsored Military OneSource will provide active duty, Guard, and Reserve members free financial counseling, grant money, advice as well well as assistance with other needs
Find programs that help veterans reduce or eliminate their debts. There is assistance for credit cards, mortgages/home loans, car payments, medical and other debt relief that will help vets. Government and non-profits provide help.
Find the statute of limitations on credit card debt by state. Learn how much time a bank, company or lender has to collect the money from you
Find how credit card companies offer hardship programs to struggling borrowers, low-income families and people with no money. Banks provide hardship plans to help families who are facing a financial emergency
Learn how to get help from a Debt Management Plan, often called a DMP. The programs are available from credit card companies, online lenders, payday loan organizations, banks and free non-profit credit counseling agencies
Peer to peer lending is another way for people, including applicants with limited credit history or bad credit, to borrow money. The main P-2-P lenders include LendingClub, Prosper, Funding Circle, SoLo Funds and UpStart among others
Medical debt remains one of the most challenging financial burdens for many people. Most years anywhere from 20 to 30% of Americans are paying off some form of medical debt
Find where to get free dental implants, grants or financial help to pay for them. There are government assistance programs, free clinics or volunteer dentists near you that provide help to people with no money or health insurance, charities
Grants are provided to homeless people or families from government or non-profit organizations, charities, and churches. The hardship funds provide both emergency shelter as well as long-term solutions to homelessness, including job trainin
Find how to get help with paying bills or reducing energy usage from a utility company. Almost all electric, gas, and light companies provide assistance to their customers or people facing a financial hardship
Many states and local governments have created assistance programs to help their residents with paying and/or refinancing mortgages in an effort to reduce and stop foreclosures
Every year the federal government provides local non-profits and charities with grants as part of the Emergency Food and Shelter Program, or EFSP. While the money originates from FEMA, the funds can be used for a wide variety of needs