Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.
Buy Now, Pay Later (BNPL) can be useful to pay bills, but falling behind on monthly payments creates financial stress. This guide explains what the major providers offer in the U.S., how to reach them, and where to get outside help with
Most states have created rules and regulations that payday lenders need to adhere to. With many families taking on excessive debt, the laws that have been put into place by consumer protection bureaus or government regulators are meant to p
Learn how to budget and why it is important to do. Budgeting is critical to do if you want to not only keep up with your household expenses but it is also important if you want to save, invest, and build a stronger financial future for your
Find how to use a home equity loan to help pay off your debts and bills. This form of financing often comes with a lower APR and other benefits such as a tax break, which is a major advantage
Paying only the minimum keeps balances around for years and makes purchases cost far more than the sticker price. That point hasn’t changed
Debt collectors are deploying more aggressive tactics than ever before, but you don’t have to roll over. The Fair Debt Collection Practices Act (FDCPA) exists to protect people from abusive or misleading collection tactics
The NFCC partners with other 1,2000 member agencies to provide help, including with debt, credit needs and more to people of all ages, income and backgrounds
While it is challenging to consolidate or refinance payday loans, it is possible but not common. The fact is payday loans are designed to be repaid in a single lump sum, which is why “traditional” consolidation companies rarely roll them in
Find how credit card refinancing will help lower the interest rate you pay, considerate debts, and save money. A number of banks, lenders, and non-profit organizations provide this service
Find how using a debt consolidation loan will help improve your household’s financial situation. There are a number of banks, non-profit organizations, and even “non-traditional lenders” that can provide funds
Today, almost all credit card issuers are working closely with customers to offer different types of debt settlement programs. The banks and lenders listed below have determined that it is better to get some payments from customers rather t
While it is possible to get out of credit card debt by negotiating yourself, it is challenging. Many lenders are now open to this approach though