Free legal advice New Jersey | Free lawyers in NJ
Find how to get free lawyer consultations and legal services in New Jersey. There are pro-bono attorneys, non-profit law firms, volunteer lawyers and others that help low-income families and seniors
New Jersey HUD foreclosure counseling agencies
Homeowners in New Jersey have several HUD approved housing counseling agencies they can contact. These non-profit organizations provide homeowners with free or low cost foreclosure prevention programs, and can direct people towards countles
Central New Jersey assistance programs
The federal government is providing almost $15 million in housing aid to the central New Jersey area. The United States Department of Housing and Urban Development (HUD) has made available almost $4 million in stimulus funding, also known a
Help with property taxes
Find how struggling homeowners can get assistance with their property taxes. Low-income families, seniors, veterans and the disabled can challenge their assessment, apply for government grant money or financial help from a charity, get free
New Jersey SHARES assistance program
Find how the New Jersey SHARES program helps pay utility bills, either water, telephone or heating. The statewide program offers everything from government grants to free conservation programs and more
Debt settlement attorney
Debt settlement attorneys specialize in negotiating with your creditors, including credit card companies, medical providers or other lenders to lower and possibly eliminate the amount of money that you owe
Free daycare and child care assistance New Jersey
New Jersey offers free daycare subsidies, information on cheap child care locations and financial assistance for low-income families as well as single parents, including mothers. There are state and federal funds used
Debt settlement
Struggling or low-income families can get help from debt settlement programs. The process is in effect a form of negotiation that results in the overall reduction, if not elimination, of unpaid bills
Find help with paying student loans
There are a variety of government affiliated programs as well as non-profit organizations that can help you with repaying student loans. Below is a list of resources that are available to anyone that is currently in debt
Debt settlement vs. debt consolidation
If you are struggling with paying your credit card bills or other outstanding loans, two options to consider are debt settlement and/or debt consolidation. We have compared the two options, including the advantages and disadvantages of each
What is good debt and bad debt? Find examples of both good and bad debt
Many people do not realize that there are in fact some types of debt that are considered to be “good”, at least when the borrowing is done in moderation
Consolidate credit card debt
Find help with consolidating credit card debt. There are banks, lenders, free non-profit credit counseling agencies, online companies and other organizations that provide assistance