Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated October 3, 2025 • 5 min read • 1,083 words

Short pay refinance loans and information

Another option that is increasing in popularity for homeowners is a Short Pay Refinance loan. This is beneficial as it will lower the borrower’s monthly payments on their current mortgage and provide them other benefits as well

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Updated October 3, 2025 • 4 min read • 836 words

Ask for help from your lender

If you determine that you are not able to make your mortgage payments going forward, you may be eligible for a loan workout option. You need to check with your lender to see what options they have that can provide this type of help.

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Updated September 24, 2025 • 11 min read • 2,218 words

Risks of using Buy Now Pay Later

Buy Now Pay Later, commonly referred to as BNPL, can provide a convenient, attractive way to shop/buy for what you want now and pay for it later

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Updated September 24, 2025 • 4 min read • 733 words

Wells Fargo Direct Deposit Advance Service

If you have a short term financial emergency, the Wells Fargo Direct Deposit Advance loan may be able to help. It can provide short term assistance for paying bills and expenses in a crisis

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Updated September 24, 2025 • 9 min read • 1,870 words

Free Family-Friendly NYC Activities That Won't Break the Bank

New York City is an exciting, but very expensive, destination for families. It is one of the most expensive cities in the world. In an effort to help you save money, we have compiled a list of free, family friendly activities that both kids

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Updated September 24, 2025 • 7 min read • 1,461 words

How to do things for free

Most people want to save money. We have compiled a wide ranging list of free activities below. It covers everything that family or even one person may want to do for free

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Updated October 2, 2025 • 8 min read • 1,682 words

Find free activities to do in San Francisco

There are a number of things that low-income families, or people on a budget, can do for free in San Francisco. This includes activities for kids or adults. San Francisco is undeniably one of America's most beautiful cities

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Updated September 24, 2025 • 7 min read • 1,387 words

Things to Do for Free in London

London is one of the world's most expensive cities. However, there are some free and/ow low-cost ways to experience this wonderful city

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Updated September 24, 2025 • 8 min read • 1,502 words

Chicago budget friendly and free activities

Many families living in Chicago as well as visitors to the city have to adhere to a strict budget. It is costly there, but a tight budget can make it difficult to plan family vacations

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Updated September 24, 2025 • 8 min read • 1,521 words

Incredible Free Family-Friendly Activities in Atlanta

Keeping kids entertained, and living within a budget, is quite a challenge anywhere, including in the city of Atlanta. This is why we have a list of free things to do in Atlanta as well as Fulton County, and the activities will be for kids

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