Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated October 2, 2025 • 2 min read • 471 words

Wells Fargo home preservation centers

Home preservation centers have been opened by Wells Fargo in dozens of cities across the nation. A number of resources are made available to homeowners at these centers, and specialists are ready to meet with anyone who needs help, advice

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Updated October 2, 2025 • 3 min read • 618 words

Mortgage principal reduction Wells Fargo

While Wells Fargo does offer various type of mortgage assistance and foreclosure prevention programs, one option they are increasingly turning to and offering is the one in which they reduce the principal of borrowers

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Updated October 2, 2025 • 2 min read • 485 words

Wells Fargo mortgage lien modification program

Wells Fargo, which acquired Wachovia in recent years, will be providing distressed homeowners with additional options. The lender has agreed to modify second-lien home mortgages as part of the federal government’s foreclosure prevention eff

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Updated October 3, 2025 • 6 min read • 1,194 words

Current status of Chase mortgage modification programs

The “loan modification” approach Chase used during the 2008–2013 crisis has evolved. It is no longer a standalone, large-scale program under those terms, but many of its functions live on through modern mortgage relief and hardship assistan

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Updated October 2, 2025 • 4 min read • 788 words

Chase military mortgage assistance and modifications

is offered for individuals who may have served in the military retroactive to 2001. Any military member who is struggling to make their payments, or who is delinquent today, may apply and can qualify for assistance

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Updated October 2, 2025 • 4 min read • 806 words

Fannie Mae and Freddie Mac Unemployment Forbearance program

Fannie Mae and Freddie Mac have enhanced their Unemployment Forbearance program for homeowners who have lost their jobs. It is a proactive approach that is offered to the unemployed who are struggling with keeping up with their home loan pa

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Updated October 2, 2025 • 4 min read • 715 words

Freddie Mac rent foreclosed home

Freddie Mac and Fannie Mae said they would offer leases to homeowners who will lose their homes under a foreclosure. This will in effect allow the family to continue living in the residence while they explore longer term solutions

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Updated October 3, 2025 • 3 min read • 604 words

Know your mortgage

Do you know what kind of mortgage you have and whether or not your payments are going to go up? Read the mortgage documents that you received at your settlement

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Updated October 3, 2025 • 4 min read • 762 words

Consider giving up your home without foreclosure

Unfortunately, not every situation can be resolved through your loan servicer’s foreclosure prevention programs or through government assistance. Sometimes the servicer may deny you help with paying bills or your home loan

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Updated October 3, 2025 • 6 min read • 1,108 words

Steps to take when behind on mortgage payments

Learn what to do and steps to take if you are behind on your mortgage. As the sooner a homeowner acts, the more options they have and the more likely they are able to get some form of help. Learn what to do if behind on mortgage payments.

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