Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated September 24, 2025 • 3 min read • 535 words

Discover Card debt management plan

Discover Card has joined with 10 other major credit card issuers to provide both a more affordable Standard Debt Management Plan and a Hardship DMP to struggling consumers

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Updated September 24, 2025 • 6 min read • 1,290 words

How to enter into credit card hardship programs

Financial setbacks can turn up without warning. When they happen, they can make it hard for you to pay your bills. Your monthly credit card bill is one of the most important bills that you need to pay

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Updated September 24, 2025 • 7 min read • 1,497 words

Capital One Credit Card Hardship Programs - How to get help

In an effort to help struggling customers, Capital One offers credit card hardship programs to those that qualify for assistance. The bank doesn't publish a one-size-fits-all plan but rather the customer service representatives (or their su

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Updated September 24, 2025 • 5 min read • 1,018 words

Discover Card hardship program

Discover Card has a variety of credit card hardship programs that can assist struggling customers with getting out of debt or staying as current as possible on their bills

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Updated September 24, 2025 • 4 min read • 762 words

Wells Fargo debt management plan

Wells Fargo offers its credit card holders help with paying off or reducing their debts. Provided the customer is found to be qualified, they may be able to use a debt management plan

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Updated September 24, 2025 • 4 min read • 802 words

Citi debt settlement program

Citibank does offer a number of assistance programs, one of which is debt settlement. Find how and where to apply below. However keep in mind that Citibank is also one of the more difficult credit card companies to work with

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Updated September 24, 2025 • 8 min read • 1,616 words

Chase credit card hardship program

More consumers need help paying their past due credit card debts or monthly bills. JP Morgan Chase offers a credit card hardship program that can assist

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Updated September 24, 2025 • 5 min read • 1,048 words

Citibank debt consolidation loans

Citibank offers a personal loan that is intended to help people consolidate their debt(s) or in some cases the money can be used to meet the various wide ranging financial needs of their customers

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