Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated September 24, 2025 • 7 min read • 1,371 words

How to save money on grocery shopping

There are several things that you can do to save money on your monthly grocery bills. Consumers can shop smarter or they can use technology, such as smart phone apps or coupon websites

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Updated September 24, 2025 • 6 min read • 1,106 words

Online deals save money

There are many different ways to save money while shopping online. Most of the methods are free, and cost the shopper nothing. There are options such as using online comparison sites, survey and product testing, market research, coupons or

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Updated September 27, 2025 • 3 min read • 623 words

Dental OPTIONS Ohio dental care assistance

More people are struggling with paying for their health care and dental bills. Families trying to find access to affordable dental care in Ohio are finding that it is a big problem

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Updated October 2, 2025 • 4 min read • 788 words

Kentucky free eye care and prescription glasses

Free eye care services are available from the Kentucky Vision Project. Doctors, non-profits, and charities such as Community Action Centers have donated millions of dollars with the goal of helping low income families access the eye care

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Updated September 27, 2025 • 4 min read • 794 words

Texas free eye vision care and glasses

There are several charities to turn to for free or affordable eye care in the state of Texas. Many of them operate regionally and only service families in their community

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Updated September 24, 2025 • 6 min read • 1,112 words

Discover Card debt settlement program

While Discover Card has a reputation of being difficult to get credit card assistance from, they do offer some hardship type services and also debt settlement programs to certain customers

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Updated September 24, 2025 • 4 min read • 825 words

Capital One debt management plan

Many credit card issuers, including Capital One, are supporting a new debt management plan (DMP). The assistance available from the lender will help their customers get out of credit card debt in as short a period of time as possible, and a

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Updated September 24, 2025 • 4 min read • 828 words

American Express debt management plan

American Express is one of the credit card issuers that is offering the Call to Action debt management plan (DMPs) to its customers. Or if a customer does not qualify for that option, then other assistance may also be provided

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Updated September 24, 2025 • 4 min read • 848 words

Chase debt management plan

Chase Card Services is one of the key participants in a debt management plan that is being offered to consumers. The assistance program, which is being supported by multiple banks and credit card companies, goes by the name of Call to Actio

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Updated September 24, 2025 • 4 min read • 737 words

Citi debt management plan (DMP)

Citibank is offering its customers additional programs and solutions, including debt management plans, to improve their financial situation

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Updated September 24, 2025 • 7 min read • 1,362 words

Bank of America debt settlement programs

There are times when someone may have a problem with paying their Bank of America credit card. Maybe it is due to an unexpected job loss, illness or maybe the overall economy weakens

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