Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Showing 8723 results for “utility bill help”

Updated October 21, 2025 • 9 min read • 1,823 words

Financial assistance programs in New Jersey

Find where to get grant money as a form of financial assistance in all New Jersey counties and cities listed below. It is possible to get help with paying utility bills, a mortgage or rent relief as well as assistance with transportation costs. Organizations also help with food and give out perso...

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Updated October 21, 2025 • 14 min read • 2,837 words

Debt relief programs that help with consumer debts

Find how to get help with all forms of debt, whether from a bank, credit card company or any lender. Below is a list of different programs and organizations, with links to contact information, that can provide assistance . There are also plus practical steps you can take yourself. Lower-income ho...

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Updated October 21, 2025 • 15 min read • 2,902 words

Free grants to help pay bills for people in a hardship

Find where to get a grant when facing a financial hardship. There are programs that help low income families, single mothers, the disabled, and the unemployed among others. Private foundations as well as charities, states, and the federal government all give away billions of dollars of grant mone...

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Updated October 21, 2025 • 13 min read • 2,608 words

Get free food near you

Find where free food is available, including from programs near you near you. There are many places that provide groceries, a free box of produce or canned food as well as other items. All local communities have charitable pantries, churches, and other distribution centers that help feed struggli...

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Updated October 21, 2025 • 9 min read • 1,843 words

Utility bill help near you, in your area

Charities, utility companies and government organizations all provide some type of utility assistance in most communities, including programs that will be near you. There are a variety of hardship programs to pay a utility bill, grants, payment plans from electric or gas companies as well as othe...

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Updated October 21, 2025 • 8 min read • 1,643 words

Help with paying landline or cell phone bills

Find help paying a phone bill. Government programs help low-income families, seniors and the disabled to ensure they have some form of landline or smartphone available. There is financial help to pay cell phone bills, landlines and even internet connections from Life Line or other government bene...

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Updated October 21, 2025 • 10 min read • 1,951 words

Free home repair programs

Find free home repair programs, including grants, that help low-income families as well as the elderly, seniors or disabled people and households with no money. Get everything from roof repairs to electrical or plumbing work done, new windows or home remodeling and more. Homeowners can apply to v...

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Updated October 21, 2025 • 10 min read • 1,947 words

Financial assistance programs in New Mexico

Find where to get financial help or get free stuff in all cities and counties in New Mexico listed below. Government or charitable programs offer grant money that helps with paying rent, electric bills or a mortgage. Or locate car repairs as well as free daycare, gas vouchers, or get a box of foo...

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Updated October 21, 2025 • 14 min read • 2,786 words

Mortgage assistance | Homeowner relief programs

Find information on mortgage assistance programs offered by federal or state government organizations, non-profits, HUD counseling agencies, charities, and banks. Numerous organizations offer long term or emergency mortgage help to low-income families in the form of loan modification, grants, ref...

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Updated October 21, 2025 • 11 min read • 2,226 words

Financial assistance programs

Find details on emergency assistance programs that are offered from a number of organizations, all of which try to help families or people that are facing a financial crisis. Each state has programs that provide money to pay utility bills, transportation expenses, rent, or other living costs. Lis...

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Updated October 21, 2025 • 13 min read • 2,568 words

Loans and lenders that help low-income families pay bills

There are many organizations that offer short to medium term loans to low-income families that need help to pay their bills. Some of lenders may offer borrowers low interest rates and/or affordable fees. In general, many of the places that will offer a loan should only be used as a last resort wh...

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Updated October 21, 2025 • 13 min read • 2,532 words

How to save money each month

Find tips and resources that will help you save money, even if you have a low income. The list below is divided into categories. It is possible for low to moderate income families, single moms and others who live paycheck to paycheck or on a fixed income to save money each month. Those funds save...

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