Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated September 24, 2025 • 9 min read • 1,743 words

How and why to freeze your child’s credit

Freezing your credit, as well as your child’s, is one of the most effective ways to keep a bad actor from stealing and using your identity as well as theirs to run up debt in your name

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Updated September 24, 2025 • 7 min read • 1,438 words

How the Amazon Subscribe and Save program can save you money

It is possible to save a significant amount of money (as much as 20%) from the Amazon Subscribe and Save program. It is a free service that is offered by Amazon that allows shoppers to save money on things they buy on a regular basis

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Updated September 24, 2025 • 11 min read • 2,209 words

Earn money – explore world and live rent free

While it is not easy to do at all, it is possible to live rent free as you travel and explore the world. In our digital age, you may sometimes see people documenting their travel adventures and posting pictures of breath-taking sunsets on t

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Updated September 14, 2025 • 4 min read • 771 words

Success rate of property tax appeals

More taxpayers across the nation are appealing their property assessments, and they are successfully lowering their home’s assessed value and tax liabilities

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Updated October 2, 2025 • 3 min read • 623 words

San Diego homeowner centers run by JP Morgan Chase

San Diego is now the home of two Homeownership Centers that were opened by JPMorgan Chase Bank. There are dozens of these centers located across the nation, and these two San Diego California locations are part of a national program that ha

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Updated October 3, 2025 • 4 min read • 705 words

Massachusetts prescription assistance programs

Massachusetts offers qualified lower income families and others a variety of prescription drug insurance plans and assistance programs. Some of the programs offered by the state do not have income limits for senior citizens

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Updated September 27, 2025 • 5 min read • 960 words

New York City Anti-Eviction Legal Services for tenants

The New York City sponsored Anti-Eviction Legal Services is available for tenants that have a total household income of between 130% to 200% of the federal government poverty levels and that are threatened with an eviction

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Updated September 27, 2025 • 4 min read • 779 words

Free prescription discount card in New York City

Significant savings can be had from the BigAppleRx prescription drug discount card. There is no cost to sign up for the card and it is free to use. It was created in partnership with New York City as well as national and local pharmacies

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Updated October 2, 2025 • 5 min read • 907 words

Home Affordable Modification Program | HAMP 2

The federal government has changed and enhanced the Home Affordable Modification Program. The revisions, which are commonly referred to as HAMP 2, will now provide a larger number of homeowners the opportunity to apply for and receive loan

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Updated October 8, 2025 • 3 min read • 669 words

Stock selloff of March 2020

This stock selloff of March 2020 has been the worst week in the stock market since the financial crisis of 2008. I can't tell you what to do.

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Updated October 8, 2025 • 4 min read • 867 words

Why I started financialliteracyhelp

The reason I started financialliteracyhelp.com is to try to help others become more financially proficient, just like my mom helped me. The service is free as is the information.

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