Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated October 3, 2025 • 6 min read • 1,247 words

Mortgage principal reduction

Loan modifications that include principal reduction are becoming more common. Banks and lenders are modifying more mortgages, and as part of that process they are forgiven or deferring principal on the total amount of the home loan that is

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Updated September 30, 2025 • 4 min read • 876 words

Free credit counseling in Middlesex County NJ

Find where to get affordable or free credit counseling in Middlesex County New Jersey. A number of non-profit agencies help people get out of debt, pay down their bills and gain long term financial stability

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Updated September 27, 2025 • 4 min read • 836 words

Free medical clinics Middlesex County New Jersey

Community clinics and health centers in Middlesex County New Jersey offer numerous services. The low income, unemployed, and people with no or limited health insurance may be able to qualify for free or low cost medical care as well as dent

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Updated October 2, 2025 • 4 min read • 730 words

New Jersey Mortgage Assistance Pilot program

The Mortgage Assistance Pilot (MAP) program provides New Jersey homeowners with temporary financial assistance. The aid is provided to income-eligible homeowners who are trying to remain in their homes but are in imminent danger of foreclos

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Updated September 27, 2025 • 4 min read • 876 words

South Shore Housing programs

Numerous housing programs are administered by South Shore Housing. Residents, people facing eviction, and the homeless in Bristol and Plymouth County Massachusetts may be able to receive help from the agency

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