Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated September 24, 2025 • 4 min read • 700 words

New York medical bills and debt collection laws

Health care providers and hospitals need to allow patients to pay for their medical bills and debts in negotiated installments. When a settlement is agreed to they can only charge a limited amount of interest on unpaid balances according to

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Updated September 27, 2025 • 4 min read • 704 words

Suffolk County mortgage assistance | foreclosure prevention

Homeowners in Suffolk County New York can contact HUD approved non-profit housing counseling agencies. The organizations offer free or reduced priced financial counseling and foreclosure prevention services for homeowners who are facing def

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Updated October 7, 2025 • 4 min read • 787 words

Long Island Project Warmth emergency energy assistance program

In an emergency, Long Island NY families may receive funds for paying heating bills from Project Warmth. This is a crisis program that was created by the United Way and is administered in both Nassau and Suffolk County NY by several non-pro

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Updated October 7, 2025 • 4 min read • 785 words

Long Island heating bill assistance

Residents of Long Island New York can look into resources listed below that can help with paying heating bills. Programs are available from the government, non-profits, and energy companies such as Long Island Power and they cover the count

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Updated October 7, 2025 • 5 min read • 914 words

Urban League Long Island programs

The priorities of the Urban League on Long Island is to help homeowners and tenants avoid homelessness, and also assist clients with obtaining employment or enhancing their education

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Updated October 7, 2025 • 8 min read • 1,666 words

Transitional housing and shelters Nassau and Suffolk County

Low income transitional housing programs and homeless shelters operate across Nassau and Suffolk County on Long Island. Families that were recently evicted or that are homeless can use the emergency housing for a place to stay, often the sa

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