Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated September 27, 2025 • 4 min read • 790 words

Free credit counseling Charlotte and Mecklenburg County

Services offered by free non-profit credit counseling agencies in Charlotte and Mecklenburg County include debt management plans, HUD certified housing counseling, budgeting, and enrollment into debt forgiveness programs

Read article
Updated September 27, 2025 • 4 min read • 720 words

Credit counseling Raleigh and Wake County

Non-profit credit counseling agencies in Raleigh and across Wake County North Carolina offer free or low cost credit counseling services.) to budgeting, saving plans and help with repairing credit scores

Read article
Updated September 24, 2025 • 2 min read • 463 words

Foreclosure mediation in North Carolina

A new law in North Carolina, known as The Consumer Economic Protection Act, will help delay and ideally stop a foreclosure. The new law allows a clerk of court to delay the foreclosure process for up to 60 days as needed

Read article
Updated September 27, 2025 • 20 min read • 3,938 words

Free health care clinics in North Carolina

Non-profit health centers in North Carolina provide free or low cost medical care to tens of thousands of patients every year. Low income as well as the under and uninsured can use the free community clinics near them, which are listed belo

Read article
Updated September 24, 2025 • 7 min read • 1,376 words

Credit card forbearance programs

Entering into a forbearance plan is yet another way to get relief from your credit card debts. It will only provide short term assistance though

Read article
Updated September 27, 2025 • 3 min read • 699 words

Alamance County Salvation Army assistance program

While funding is limited, the Alamance County Salvation Army center will do its best to help the less fortunate. From time to time the organization may have money to pay utility bills in an emergency, rental assistance, vouchers for medicat

Read article
Updated September 27, 2025 • 5 min read • 933 words

Passage Home assistance programs in Wake County NC

is a comprehensive program for the unemployed and underemployed. The agency offers clients access to a wide range of services to help businesses looking to fill positions as well as individuals seeking employment or new skills

Read article