Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated September 24, 2025 • 8 min read • 1,564 words

Save money on Christmas decorations

Christmas is like no other holiday. It practically screams magic and kindness. However it can be an expensive time of year, especially for low income families

Read article
Updated October 2, 2025 • 5 min read • 1,046 words

Save money on Thanksgiving meals

Buying a Thanksgiving meal can be expensive, especially for a lower income family or one living paycheck to paycheck. The cost a dinner continues to increase (and it is estimated at about $60 for a typical family) as does all the food that

Read article
Updated September 24, 2025 • 9 min read • 1,715 words

How to save money on your family's clothes

When compiling your family's financial budget, clothing is a certain expense that can't be skipped. After all, it is a basic human necessity you can't avoid unless you break public decency laws!

Read article
Updated October 2, 2025 • 4 min read • 880 words

Help with a mortgage in Charleston SC area

If you're have difficulty paying your mortgage in Charleston County, Berkeley County, or Dorchester County, South Carolina, a variety of programs are able to help

Read article
Updated October 2, 2025 • 3 min read • 504 words

South Carolina Task Force on Foreclosure

The South Carolina Foreclosure Task Force is offering their services and reaching out to area homeowners who are currently in default or who are facing foreclosure with free foreclosure clinics

Read article
Updated September 24, 2025 • 4 min read • 778 words

How to hire property tax consultants

If you are a homeowner who disagrees with the amount of your home's latest tax appraisal, you can decide to challenge your property tax assessment

Read article
Updated October 2, 2025 • 3 min read • 650 words

Alabama hardest hit fund

Thousands of dollars in zero interest rate loans and/or cash grants may be available to homeowners in Alabama who have lost their jobs

Read article
Updated September 25, 2025 • 6 min read • 1,106 words

Community Action Committee | Alabama

The staff at Community Action Committee are focused on helping individuals get back on their feet. So to meet this goal, they offer emergency assistance for a large variety of needs

Read article
Updated September 27, 2025 • 2 min read • 463 words

Help from Tri-City Community Action

A fuel assistance program is offered to those in need. Help is available for residents of Malden, Everett, Winchester, Medford, Melrose, Stoneham, and Woburn Massachusetts

Read article
Updated September 24, 2025 • 5 min read • 929 words

Massachusetts debt collection laws

The state of Massachusetts has laws and regulations in place that prohibit many unfair debt collection practices by creditors and third party debt collectors. R

Read article