Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated October 8, 2025 • 5 min read • 994 words

Income and wealth tax

Wealth tax – pros and cons and thoughts on income disparities when considering low-income families.

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Updated September 26, 2025 • 2 min read • 455 words

LEAP Low Income Energy Assistance Program Colorado

The Colorado Department of Human Services offers state residents the Low Income Energy Assistance Program (LEAP) program. This provides cash assistance and grants that help individuals and families pay for their winter heating bills

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Updated September 30, 2025 • 2 min read • 390 words

Colorado delay and defer foreclosures

The law to delay and defer foreclosures in Colorado goes into effect August 1, 2009. The law will provide homeowners with an additional 90 days to come to terms with their lender so that the family can keep their home

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Updated September 30, 2025 • 4 min read • 707 words

Denver foreclosure prevention

About a dozen non-profit organization in the Denver Colorado area provide homeowners with free foreclosure counseling and prevention services

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Updated October 8, 2025 • 4 min read • 890 words

Fear of investment losses

While investing can make some people nervous, the fact is the fear of losing money investing is not supported by historical market returns.

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Updated September 24, 2025 • 5 min read • 979 words

Rakuten can help families save money

Rakuten has become incredibly popular because of its convenience and ease of use for shoppers worldwide looking to spend less time on their shopping experience while still finding a wide range of products

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Updated September 27, 2025 • 10 min read • 1,990 words

How to use GoFundMe to pay bills

GoFundMe is the largest and best-known crowdfunding platform. People use it to raise money for all types of needs, including for paying bills such as medical, transportation (car repairs or auto loan payments), funeral, and other

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Updated September 26, 2025 • 6 min read • 1,223 words

Connecticut uninsured health care resources

Health care is available to individuals in Connecticut who fall into the uninsured status. The state works with local non-profit organizations and the federal government in an effort to provide either free or affordable medical care, prescr

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