Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated September 24, 2025 • 5 min read • 1,027 words

HUD counseling agencies in Arizona

Find HUD certified housing counseling agencies in Arizona. Counselors will help current homeowners, renters, and people looking to buy a house

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Updated October 3, 2025 • 3 min read • 681 words

HUD foreclosure counseling agencies Oregon

Learn about HUD approved counseling agencies in Oregon. Homeowners can work directly with a housing counselor to get free or low cost mortgage assistance and foreclosure counseling

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Updated September 27, 2025 • 3 min read • 683 words

Free school clothing and supplies from TANF New Mexico

Children from low income families that live in New Mexico can get financial help in paying for any needed school supplies. The state offers two different programs for students, one which is focused on foster children and the other which wil

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Updated September 27, 2025 • 4 min read • 858 words

New Jersey Emergency Assistance

Low income New Jersey families that are in an unexpected crisis may qualify for the state's Emergency Assistance program. Work First New Jersey and other qualified low income participants in the program may be able to receive limited amount

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Updated September 24, 2025 • 6 min read • 1,267 words

Property tax appeal letter examples

As you go through the process of appealing your property taxes and challenging your assessment, it is always a good idea to the communication take place in writing

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Updated September 24, 2025 • 7 min read • 1,351 words

Healthy eating on a limited budget

Healthy eating is not unattainable if you are living on a budget or struggling financially. There is a misconception that in order to eat healthy, you need to spend more money on groceries

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Updated October 8, 2025 • 13 min read • 2,551 words

How credit counselors help with financial goals

Non-profit credit counselors and their agencies help clients meet their long term goals. Budgeting classes, DMPs, investing, and other financial literacy services are provided for free.

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