Sengov Resource Library

Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.

Updated September 27, 2025 • 6 min read • 1,117 words

Project PLASE housing assistance in Baltimore

A goal of Project PLASE and its partners is to ensure affordable housing is made available to struggling and low income families. There is referrals to emergency financial support ranging from government grants for rental expenses to HUD ce

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Updated September 24, 2025 • 3 min read • 503 words

Lawyers Helping Homeowners in Arizona

Arizona has been hit harder than most states in the current housing crisis. Tens of thousands of families across the state have lost their home to a foreclosure filing, and are struggling with paying their mortgage

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Updated October 3, 2025 • 3 min read • 617 words

Oregon foreclosure mediation Bill 628

Back in 2009 the Oregon Legislatures passed Senate Bill 628. This bill put into a place a mandatory law that requires banks and lenders to meet with any homeowner who is facing a foreclosure

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Updated October 3, 2025 • 5 min read • 948 words

Foreclosure mediation in Oregon

The state of Oregon has implemented a mandatory foreclosure mediation program for all homeowners in the state who are behind on their mortgage or who are facing a foreclosure. The exact government law is called SB 1552

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Updated October 2, 2025 • 4 min read • 719 words

Washington foreclosure mediation

The state of Washington has implemented a foreclosure mediation program for homeowners that are struggling. The program will be officially known as the Foreclosure Fairness Act of 2011, and is the result of House Bill 1362

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Updated October 2, 2025 • 4 min read • 865 words

Short sale stop foreclosure

Home prices that have decreased to less than the principal due on the mortgage are given rise to an alternative method to stop foreclosures. This option can help people get out of homes that they can no longer afford or pay the mortgage on

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Updated September 24, 2025 • 4 min read • 815 words

Cook County and Chicago foreclosure mediation

The county created this new program in December for people facing a foreclosure. The mediation program will provide homeowners who are behind on their monthly payments and facing foreclosure with access to face-to-face sessions with lenders

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Updated September 30, 2025 • 2 min read • 428 words

JPMorgan Chase & Co helps unemployed Michigan homeowners

Unemployed Michigan homeowners may be able to receive help with paying their mortgage from JPMorgan Chase & Co. A new program that was set up in partnership with the state will help homeowners pay a portion of the borrowers mortgage payment

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Updated September 30, 2025 • 3 min read • 682 words

Countrywide Michigan Mortgage Assistance

Almost $10 million will be provided to homeowners in Michigan that is the result of a state settlement with mortgage lender Countrywide Financial Corp. and Bank of America

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Updated September 30, 2025 • 2 min read • 427 words

Foreclosure moratorium passes in Michigan

The Michigan state government has passed a new law create a 90 day foreclosure moratorium. This will provide homeowners who are facing foreclosure a 90-day window that will allow them to stay in their house and potentially work out a new or

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