Explore verified programs, benefits, and step-by-step guides designed to keep households connected to essential services across the nation.
This is an option to consider if you need to pay some unexpected or emergency bills. A Simple Loan is the US Bank equivalent to a cash advice or salary advice with the money to be used to help pay emergency expenses. S
A personal loan is usually shorter term credit that is provided to an individual in order to help them meet their needs. Unsecured means the applicant puts up no collateral, which means the interest rate will be higher
organization provides resources to consumers to help them access low cost loans for their personal needs. Not only can the Federation (and its services) provide families with the money they need, but it will indirectly help them deal with p
A Stretch Pay loan is created by credit unions and they can offer more affordable rates by allowing these various lenders to pool their loan loss reserves
Short term loans, which are generally defined as needing to be quickly repaid within weeks or a few months (or even days), are offered by a variety of lenders, including those approved by Community Financial Services Association of America
Vacations can be expensive. Many people simply cannot afford to take time off of work or pay for travel/hotel/transportation expenses. This is even more true for low to moderate income families that need to closely follow a budget
Home repairs can be costly, no matter your income. Some repairs are very expensive and low to moderate income families (among others) may struggle. There are some ways to save money on repairs to your home
Small spendings each day can add up over time. If you are living on a minimum wage job, in debt, employment loss or looking to reduce expenses, you can start by changing your daily habits and use alternatives ways to save a few extra
Hundreds of thousands of homeowners across states in the northern part of the country, including Massachusetts, Pennsylvania, Ohio, Michigan, and New York, are part of heating oil buying networks, or cooperatives
Seasonal events can be a financial challenge for almost everyone due to the additional expenses. Find a list of tips on how to save money during the various seasons, such as Christmas, summer vacations, back to school season and other event
Bill negotiation services can help families save money. Professionals will negotiate your bills for you for free, on your behalf, to try to save you money each month
From Hulu to Netflix, and from a monthly beauty box to Amazon Prime, many companies use the subscription model these days. All those meal boxes, cell phone plans, dating apps and other monthly bills quickly add up