How to save money on health care costs.
Find how to save money on health care costs, including doctor visits, medications, dental needs and even existing medical bills. Locate apps, find information on cheap or affordable clinics, doctor on demand sites and more. No matter your income or insurance status, it is possible to save money on medical expenses. Learn more on how to save money on health and dental care costs, with links to more details, below. One advantage of these resources is that they can help not only low income and/or uninsured Americans save money (even on pet health care costs!), but they can also help middle income Americans, who are often caught in the middle of increasing health care costs and flattish wages. In addition to the general tips listed below, there are also resources focused on senior citizens and the disabled - as certain savings are applicable just to them. There is even charity care and financial aid from hospitals that the federal government offers.
How to save money on medications and prescription drugs
The cost of prescription drugs continues to increase at a rapid clip. In fact, those is the fastest growing part of medical care. There are ways to save money though, ranging from discount programs, rebates, prescription assistance programs, free discount cards and many more. Whether a generic medication or name brad RX, it is possible to save money or maybe even get free medications. Find how to save money on or free prescription drugs . Save money on prescriptions on your own - the DIY model . There are free tips and methods to save money. Find ways to get help with buying your own medications to save money. There are suggestions to follow whether you use a generic or a name brand medication. Discount cards, smart phone apps, drug company plans and more can be used to save money, even if you have no insurance. You will save up to 80% on your total costs of prescription drugs. Learn more about steps you can take yourself to save on your prescriptions .
Ways to save money on doctor visits or other medical visits
General medical care is also increasing much faster than wages, but it is possible to find discounts and save money. Health insurance premiums are going up high single digits per year. Deductibles are increasing as is the cost of, well really everything! We also have a list of tips for saving money on really everything health care related. Find how to get free care, save money on deductibles, and much more, and locate low cost or free health care resources . Union Members (and their families ) have several additional benefits targeted just at them. The non-profit
Union Plus
is a service that helps organized labor members save on vision care, insurance premiums and it will even provide direct financial help for existing medical costs. There are other benefits to it as well. Learn more about
Union Plus Medical and Insurance Savings
. Dental care is also becoming more expensive and sophisticated. Insurance companies are also not covering as many procedures. Or they are increasing prices. Find free tips for saving on or free dental care . Free or cheap therapy is offered, including to kids, couples, and people with a low-income. Government programs such as Medicaid or Medicare pay for most, if not all, of the cost of a psychologist or counselor. There are also free or low cost clinics, volunteers therapists and behavioral counselors and other options. Find free therapy near you . Compare the cost of an upcoming medical treatment, check up, or service . Doctors, hospitals, dentists, insurance companies and others all charge wildly different prices for medical care. You can save money by doing a little shopping/price comparison and using an affordable provider that is also rated highly. More details on comparing the cost of health care . Addictions can decimate a families budget. Unfortunately many of them, such as gambling or smoking, impact lower income families as well as the uneducated more than others. There are costs to an addition, and ending them can really help you save a significant amount of money. Find how to stop addictions to save money . Save money on health insurance costs and policies . There are a number of ways to cut back on how much you pay each month for insurance, even if you are on Medicare/Medicaid/ACA plans as Healthcare.gov has tips for saving on insurance . The options range from from using free insurance brokers to find the best, most affordable policies to assess deductibles, premiums, and flexible spending accounts (FSA) among other things. Learn more on saving on health insurance policy costs . There are also ways to save money on funeral and burials . While not exactly the same as healthcare, it is in a similar bucket as health/funerals are somewhat correlated. You can rent a casket, pre-pay for a portion of it for a discount, buy insurance policies and take several other steps. Find a list of tips for saving money on funerals .
Apps and online tools to save money on health care
Apps and technology can help patients get access to affordable health care as well as save money on medical bills, eyeglasses, prescription, and more. You can use your computer or smartphone to find and talk to a doctor for basic diagnosis. The services are also remote as well, meaning that if you do not live near a doctor, hospital, or clinic, the app can still put you into contact with a medical professional. So you save money on transportation too. Read more on healthcare apps for saving money . Another way to in effect save money is to get paid for living a healthy lifestyle . There are companies, cell phone apps, and other tools that will pay people cash or give out other free valuable incentives for exercising. Walking, meditating, biking, and many other activities ware covered, and find apps that pay for exercising . Free or low cost gym memberships are out there. The assistance ranges from a daily or weekly pass to Yoga, at home gym videos, and more. Families can save potentially hundreds of dollars per year when they exercise. Find more details on low cost and free gym memberships .
- number of
free workout and fitness apps allow you to workout anytime and anywhere you want from. Almost all of them are free to use and download. Or you can use them on a desktop or laptop computer. Save money on working out, which will in effect reduce your healthcare costs and just plain old make you feel better. Find a list of free fitness and workout apps . Eating healthier, counting calories, losing weight/staying in a certain “weight-zone” and monitoring nutritional as well as food intake all lead to better health, which leads to lower medical bills. There are free, simple to use smart-phone apps (both for iPhones and Android) that can help you with this process. Find free apps for losing and maintaining weight .
Save money on a veterinary bill
Save money on the health care costs of your pet as well. There are a number of affordable, low cost insurance policies that can cover the vet bills for your dogs, cats as well as other pets too. A pet insurance policy can pay for emergency costs (such as a surgery) as well as regular, preventative checks ups. Find more details on and learn how pet insurance can save you money . Pet care is expensive, but there are some ways to save money on veterinary bills or to get free care. It can cost hundreds of dollars to have a vet check your cat or dog (or any pet) to diagnose and treat medical issues, not to mention medications or expensive surgery for the pet. Pet parents can save money using charitable care, payment plans, discount services, volunteer vets and more. Locate low cost or free veterinary care near you .