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Pennsylvania HUD foreclosure counseling agencies

Updated October 21, 2025 • 11 min read • 2,126 words
Focus Immediate Financial Assistance

Pennsylvania free HUD approved foreclosure counseling agencies.

Below is information on Pennsylvania non-profit as well as HUD approved foreclosure counseling agencies. By contacting or stopping by these agencies you will be able to speak to a highly trained housing counselor. They can direct homeowners to free or low cost mortgage assistance and foreclosure prevention programs throughout Pennsylvania. HUD approved agencies in Pennsylvania offer a wide variety of services, and can help families or individuals in a number of capacities. For example, they can direct a homeowner to housing and mortgage help, but also provide such services as debt reduction, bankruptcy advice, and credit repair. However their main mission is to deal with housing issues. So people who are currently behind on their mortgage can receive access to foreclosure prevention, and extensive information on mortgage programs, such as those offered by the federal government, state of Pennsylvania, and even the national banks and elders.

ALLIANCE FOR BUILDING COMMUNITIES

610-439-7007 830 Hamilton Mall Allentown, Pennsylvania 18101-0000

NEIGHBORHOOD HOUSING SERVICES OF THE LEHIGH VALLEY

610-437-4571-12 239 N.10th Street Allentown, Pennsylvania 18102

ADVANTAGE CREDIT COUNSELING SERVICE

888-511-2227 917A Logan Blvd. Royal/Remax Plaza

BLAIR COUNTY COMMUNITY ACTION AGENCY

814-943-1641 2005-8th Ave Altoona, Pennsylvania 16602

HOUSING OPPORTUNITIES OF BEAVER COUNTY, INCOR

724-728-7511

282 East End Avenue

Beaver, Pennsylvania 15010 Locate more Beaver County Pennsylvania aid organizations. More .

COMMUNITY ACTION COMMITTEE OF LEHIGH VALLEY, INC.

610-691-5620 1337 E. 5th Street Bethlehem, Pennsylvania 18015

EL SHADDAI BETHLEHEM MINISTRIES

610-625-3500-512

529 East Broad Street

Bethlehem, Pennsylvania 18018

CCCS OF NORTHEASTERN PENNSYLVANIA

800-922-9537 702 Sawmill Road Bloomsburg, Pennsylvania 17815

CCCS OF DELAWARE VALLEY

215-563-5665-2 1230 New Rogers Rd., Ste F1 Bristol, Pennsylvania 19007

ADVANTAGE CREDIT COUNSELING SERVICE

888-511-2227 112 Hollywood Drive Suite 101 Butler, Pennsylvania 16001

HOUSING AUTHORITY OF THE COUNTY OF BUTLER

724-287-6797 114 Woody Drive Butler, Pennsylvania 16001

CCCS OF DELAWARE VALLEY

215-566-5335 130 E. 7th Street Chester, Pennsylvania 19013

CHESTER COMMUNITY IMPROVEMENT PROJECT

610-876-8663 412 Avenue of the States PO BOX 541 Chester, Pennsylvania 19013-0541 Other non-profits in Chester County Pennsylvania may be able to offer mortgage payment assistance, housing counseling, or free to low cost foreclosure prevention. Learn more .

CCCS OF DELAWARE VALLEY

215-563-5665

1003 East Lincoln Highway

Coatesville, Pennsylvania 19320

CCCS OF DELAWARE VALLEY

800-989-2227-2

2506 North Broad Street

Suite 100

CREDIT COUNSELING CENTER

215-348-8003

  • North Main Street

Doylestown, Pennsylvania 18901 Additional foreclose and mortgage assistance programs and services may be available to homeowners in Bucks County. Also get help for paying other bills. Read more .

MONEY MANAGEMENT INTERNATIONAL EASTON PA

800-220-2733 306 Spring Garden St. Easton, Pennsylvania 18042

NORTHERN TIER COMMUNITY ACTION CORPORATION

814-486-1161-243 135 W 4th St Emporium, Pennsylvania 15834-0389

ADVANTAGE CREDIT COUNSELING SERVICE

888-511-2227 4402 Peach Street Erie, Pennsylvania 16509 BAYFRONT NATO, INC. 814-459-2761-222 312 Chestnut St Erie, Pennsylvania 16507-1222

GREATER ERIE COMMUNITY ACTION AGENCY

814-459-4581

  • 9th St

Erie, Pennsylvania 16501-1343 SAINT MARTIN CENTER, INC. 814-452-6113-210 1701 Parade Street Erie, Pennsylvania 16503 The above listed housing counseling agencies as well as non-profits may be able to provide you with help with paying bills, debts, access to low income programs, money for living expenses and foreclosure counseling. Find more organizations in Erie County.

SHENANGO VALLEY URBAN LEAGUE

724-981-5310-15 601 Indiana Ave Farrell, PA 16121 Farrell, Pennsylvania 16121-1759

ADVANTAGE CREDIT COUNSELING SERVICE

888-511-2227

One Northgate Square

Greensburg, Pennsylvania 15601

WESTMORELAND COMMUNITY ACTION

724-834-1260-105

226 South Maple Avenue

Greensburg, Pennsylvania 15601 Struggling individuals can find information and contacts and where to apply for help at other agencies and charities that may be able to provide aid in

Westmoreland County

.

ADVANTAGE CREDIT COUNSELING SERVICE

888-511-2227 2000 Linglestown Road Harrisburg, Pennsylvania 17110

FAIR HOUSING COUNCIL OF THE CAPITAL REGION, INC.

717-238-9540 2100 North 6th Street Harrisburg, Pennsylvania 17110-0089

PENNSYLVANIA HOUSING FINANCE AGENCY

717-780-3907

211 North Front Street

Harrisburg, Pennsylvania 17101-1406 Get more information on other low cost or free or low cost foreclosure counseling in

Dauphin County

.

CCCS OF NORTHEASTERN PENNSYLVANIA

800-922-9537

  • Church Street

Hazleton, Pennsylvania 18201

MON VALLEY INITIATIVE

412-464-4000-4026 303-305 E. 8th Avenue Homestead, Pennsylvania 15120-1517

MON VALLEY INITIATIVE

412-464-4000-4011

303/305 East Eighth Avenue

Homestead, Pennsylvania 15120-1517

CCCS OF NORTHEASTERN PENNSYLVANIA

800-922-9537 232 Sunrise Avenue Rte. 191 Honesdale, Pennsylvania 18431

INDIANA COUNTY COMMUNITY ACTION PROGRAM, INCO

724-465-2657-239 827 Water St PO Box 187 Indiana, Pennsylvania 15701-1755

CCCS OF DELAWARE VALLEY

800-989-2227-2

261 Old York Road

Pavilion Suite 401 Jenkintown, Pennsylvania 19046

SACA DEVELOPMENT CORP

717-399-4292 453 S. Lime St.

Suite B

Lancaster, Pennsylvania 17602 TABOR COMMUNITY SERVICES, INC. 717-397-5182-120

308 East King St

Lancaster, Pennsylvania 17608-1676 All of these government HUD certified counseling agencies in

Lancaster County Pennsylvania

do provide assistance for paying bills and housing expenses. Find other ways to get mortgage help or access to low income programs in the area.

CREDIT COUNSELING CENTER

215-348-8003 8130 Rte. 13 Levittown, Pennsylvania 19057

CENTER FOR FAMILY SERVICES, INCORPORATED

814-337-8450 213 W. Center Street Meadville, Pennsylvania 16335-3406

CCCS OF DELAWARE VALLEY

215-563-5665-2 280 N. Providence Road Media, Pennsylvania 19063

MEDIA FELLOWSHIP HOUSE

610-565-0434 302 S. Jackson Media, Pennsylvania 19063 These federal government certified HUD counselors are not the only ones that provide assistance. Numerous other non-profit, charities and aid organizations may have funds or grants for paying a mortgage or be able to provide free services. Read more on Delaware County programs . TREHAB 570-278-5227

  • Public Avenue

Montrose, Pennsylvania 18801-0366

AMERICAN CREDIT ALLIANCE

215-295-7195-1108

  • South Delmorr Avenue

Morrisville, Pennsylvania 19067

LAWRENCE COUNTY SOCIAL SERVICES, INCORPORATED

724-658-7258-1213 241 W. Grant Street PO Box 189 New Castle, Pennsylvania 16103-0189

CONSUMER CREDIT COUNSELING SERVICE OF DELAWAR

610-272-0578 190 Germantown Pike, Suite 140 Norristown, Pennsylvania 19401-

GENESIS HOUSING CORPORATION

610-275-4357 208 DeKalb Street

  • O.Box 1170

Norristown, Pennsylvania 19401 Other non-profits and charities in Montgomery County may be able to offer cash grants and/or mortgage payment assistance, and or foreclosure housing counseling, or access to free to low cost foreclosure prevention and debt help. Learn more .

AFFORDABLE HOUSING CENTERS OF AMERICA

888-409-3557 846 N Broad St, 2nd floor Philadelphia, Pennsylvania 19130-2234

AFFORDABLE HOUSING CENTERS OF AMERICA, PHILADELPHIA, PA

215-765-1221 846 N. Broad Street

First Floor

Philadelphia, Pennsylvania 19130-0000

ASOCIACION DE PUERTORRIQUENOS EN MARCHA

215-235-6070 600 W. Diamond Street Philadelphia, Pennsylvania 19122

CCCS OF DELAWARE VALLEY

800-989-2227-2 7340 Jackson Street Philadelphia, Pennsylvania 19136

CCCS OF DELAWARE VALLEY

215-566-5335

4400 N REESE STREET

PHILADELPHIA, Pennsylvania 19140

CCCS OF DELAWARE VALLEY

215-563-5665

901 A Wood Street

PHILADELPHIA, Pennsylvania 19107 CCCS OF DELAWARE VALLEY, INC. 215-563-5665 1608 Walnut Street 10th Floor Philadelphia, PA 19103 Philadelphia, Pennsylvania 19103 CONCILIO 215-627-3100 705 N. Franklin Street Philadelphia, Pennsylvania 19123

CONGRESO DE LATINOS UNIDOS

215-763-8870 216 W Somerset St. Philadelphia, Pennsylvania 19133

DIVERSIFIED COMMUNITY SERVICES / DIXON HOUSE

215-336-3511-317 1920 S. 20th Street Philadelphia, Pennsylvania 19146 ESPERANZA 215-324-0746 4261 North 5th Street Philadelphia, Pennsylvania 19140

HISPANIC ASSOCIATION OF CONTRACTORS AND ENTERPRISES

215-426-8025-120 167 W. Allegheny Avenue, Suite 200 Philadelphia, Pennsylvania 19140

HOUSING ASSOCIATION OF DELAWARE VALLEY

215-978-0224-118 1528 Walnut Street - Main 658-660 North Watts Street - Branch Philadelphia, Pennsylvania 19123

INTERCULTURAL FAMILY SERVICES, INCORPORATED

215-386-1298-213 4225 Chestnut St Philadelphia, Pennsylvania 19104-3014

KOREAN COMMUNITY DEVELOPMENT SERVICES CENTER

215-276-8830-24 6053-55 North 5th Street Philadelphia, Pennsylvania 19120 MT. AIRY, U S A 215-844-6021 6703 Germantown Ave - Suite 200 Philadelphia, Pennsylvania 19119 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) PHILADELPHIA, PA 215-531-5221 1341 N. Delaware Ave Suite 312 Philadelphia, Pennsylvania 19125

NEW KENSINGTON COMMUNITY DEVELOPMENT CORPORATION

215-427-0350-109 2515 Frankford Ave Philadelphia, Pennsylvania 19125

NORTHWEST COUNSELING SERVICE

215-324-7500

5001 N Broad St

Philadelphia, Pennsylvania 19141-2217

NUEVA ESPERANZA

215-324-0746-239 4261 North 5th Street Philadelphia, Pennsylvania 19140

PENNSYLVANIA COMMUNITY REAL ESTATE CORP.

215-940-3900 1315 Walnut Street, 3rd Floor Philadelphia, Pennsylvania 19107

PHILADELPHIA CHINATOWN DEVELOPMENT CORPORATION

215-922-2156 301-305 N. 9th Street Philadelphia, Pennsylvania 19107

PHILADELPHIA COUNCIL FOR COMMUNITY ADVANCEMENT

215-567-7803-2120

One Penn Center at Suburban Station

1617 JFK Boulevard, Suite 1550

THE PARTNERSHIP CDC

215-662-1612-24 4027 Market Street Philadelphia, Pennsylvania 19104

UNEMPLOYMENT INFORMATION CENTER

215-557-0822 112 N. Broad Street, 11th Floor Philadelphia, Pennsylvania 19102

UNITED COMMUNITIES SOUTHEAST PHILADELPHIA

215-467-8700-12 2029 S. 8th Street Philadelphia, Pennsylvania 19148

URBAN LEAGUE OF PHILADELPHIA

215-985-3220-219 121 S Broad Street 9th floor Philadelphia, Pennsylvania 19107

WEST OAK LANE COMMUNITY DEVELOPMENT

215-224-0880 7300-02 Ogontz Ave. Philadelphia, Pennsylvania 19138 Homeowners, low income families and individuals, elderly and others in the Philadelphia area can get information on other local and government assistance programs, aid organizations, and free or low cost services in

Philadelphia Pennsylvania

. ACTION-HOUSING, INCORPORATED 412-281-2102 425 Sixth Ave Suite 950

ADVANTAGE CREDIT COUNSELING SERVICE

866-699-2227 2403 Sidney Street

River Park Commons

Pittsburgh, Pennsylvania 15203

FAIR HOUSING PARTNERSHIP OF GREATER PITTSBURGH, INC.

412-391-2535-201 2840 Liberty Avenue Suite 205 Pittsburgh, Pennsylvania 15222

NAZARETH HOUSING SERVICES

412-931-6996-6510 301 Bellevue Road Pittsburgh, Pennsylvania 15229-2173 NEIGHBORWORKS WESTERN PENNSYLVANIA, FORMERLY NEIGHBORHOOD HOUSING SERVICES, INC. 412-281-9773 710 Fifth Avenue Suite 1000 Pittsburgh, Pennsylvania 15219

THREE RIVERS CENTER FOR INDEPENDENT LIVING

412-371-7700-170 900 Rebecca Ave. Pittsburgh, Pennsylvania 15221-2938

URBAN LEAGUE OF GREATER PITTSBURGH

412-227-4163 610 Wood Street Pittsburgh, Pennsylvania 15222-2222 Other agencies in the area can provide information on assistance programs and additional services. Find more help with housing, housing, debts, and mortgages in

Allegheny County

.

CCCS OF NORTHEASTERN PENNSYLVANIA

570-602-2227-236 401 Laurel St Pittston, Pennsylvania 18640-3557

MONEY MANAGEMENT INTERNATIONAL POTTSTOWN

800-220-2733

265 West High Street

Suite 2

SCHUYLKILL COMMUNITY ACTION

570-622-1995 225 N. Centre St. Pottsville, Pennsylvania 17901

MONEY MANAGEMENT INTERNATIONAL QUAKERTOWN

800-220-2733 127 South Fifth St., Ste. 155 Quakertown, Pennsylvania 18951

BERKS COMMUNITY ACTION PROGRAM BUDGET COUNSEL

610-376-6571-17 247 N. 5th St. Reading, Pennsylvania 19601-3303

NEIGHBORHOOD HOUSING SERVICES OF READING, INC

610-372-8433-207 213 North 5th Street Suite 1030 Reading, Pennsylvania 19601 Counselors from these HUD certified government agencies may be able to provide free or low cost foreclosure prevention advice. Homeowners and low income have other options though as well. Find more organizations in

Berks County

.

CREDIT COUNSELING CENTER

215-348-8003

832 Second Street Pike

Richboro, Pennsylvania 18954

CATHOLIC SOCIAL SERVICES, DIOCESE OF SCRANTON

570-207-2283 516 Fig Street Scranton, Pennsylvania 18505

NEIGHBORHOOD HOUSING SERVICES OF LACKAWANNA COUNTY (FORMERLY SCRANTON NHS)

570-558-2490

709 East Market Street

Scranton, Pennsylvania 18509

UNITED NEIGHBORHOOD CENTERS OF NORTHEASTERN PENNSYLVANIA

570-346-0759-103 425 Alder St. Scranton, Pennsylvania 18505

CCCS OF THE MIDWEST

800-355-2227 734 Stambaugh Ave Sharon, Pennsylvania 16146

COMMUNITY ACTION PARTNERSHIP OF MERCER COUNTY

724-342-3532-105 109 S. Sharpsville Avenue

Suite B

Sharon, Pennsylvania 16146-1241 SOUTHWESTERN PENNSYLVANIA LEGAL SERVICES, INC. 800-846-0871 218 Kimberly Ave. Suite 100 Somerset, Pennsylvania 15501

CCCS OF DELAWARE VALLEY

215-566-5335 240 N. Bishop Street Springfield, Pennsylvania 19064

CCCS OF NORTHEASTERN PENNSYLVANIA

814-238-3668 202 W. Hamilton Ave. State College, Pennsylvania 16801-

CCCS OF NORTHEASTERN PENNSYLVANIA

570-420-8980 411 Main Street, Suite 102 Stroudsburg, Pennsylvania 18360-

CCCS OF NORTHEASTERN PENNSYLVANIA

800-922-9537 217 S. Center Street Sunbury, Pennsylvania 17801

FAYETTE COUNTY COMMUNITY ACTION AGENCY

724-437-6050-3247

140 North Beeson Ave

Uniontown, Pennsylvania 15401 SOUTHWESTERN PENNSYLVANIA LEGAL SERVICES, INC. 800-846-0871

  • East Main Street Suite 200

Uniontown, Pennsylvania 15301

WARREN FOREST COUNTIES EOC

814-726-2400 250 Hospital Drive North Warren, PA 16365

COMMUNITY ACTION SOUTHWEST

724-225-9550-403 150 W. Beau Street, Suite 304 Washington, Pennsylvania 15301

SOUTHWESTERN PENNSYLVANIA LEGAL SERVICES INC.

800-846-0871

  • West Cherry Avenue

Central Office

Washington, Pennsylvania 15301

SOUTHWESTERN PENNSYLVANIA LEGAL SERVICES

800-846-0871

  • South Washington Street

Waynesburg, Pennsylvania 15370

CCCS OF DELAWARE VALLEY

800-989-2227-2 770 E. Market Street, Suite 190 West Chester, Pennsylvania 19382

MONEY MANAGEMENT INTERNATIONAL WHITEHALL

800-220-2733

3671 Cresent Court East

Whitehall, Pennsylvania 18052

CCCS OF NORTHEASTERN PENNSYLVANIA

570-821-0837

  • Market Street, 7th floor

Wilkes Barre, Pennsylvania 18701-

COMMISSION ON ECONOMIC OPPORTUNITY OF LUZERNE COUNTY

570-826-0510-216 165 Amber Lane PO Box 1127 Wilkes Barre, Pennsylvania 18703-1127 Get information on and details about all the ins and outs on additional assistance programs that are in addition to the low cost or free services offered by these various organizations. More .

CCCS OF NORTHEASTERN PENNSYLVANIA

570-323-6627 201 Basin Street, Suite 600 Williamsport, Pennsylvania 17701-

BUCKS COUNTY HOUSING GROUP

215-598-3566

2324 Second Street Pike

Suite 17

MONEY MANAGEMENT INTERNATIONAL WYOMISSING

800-220-2733 833 N. Park Rd., Ste. 103 Wyomissing, Pennsylvania 19610

HOUSING ALLIANCE OF YORK

717-854-1541-127

  • South Duke Street

York, Pennsylvania 17401-1106 Mortgage, housing and foreclosure counselors and advisors can help homeowners at these HUD approved foreclosure counseling agencies listed on this site. However note that individuals and families do have other options and resources available to them for help. Click here to read more on York Pennsylvania programs. By