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New Jersey HUD foreclosure counseling agencies

Updated October 21, 2025 • 7 min read • 1,341 words
Focus Immediate Financial Assistance

New Jersey HUD approved foreclosure counseling agencies.

Homeowners in New Jersey have several HUD approved housing counseling agencies they can contact. These non-profit organizations provide homeowners with free or low cost foreclosure prevention programs, and can direct people towards countless mortgage assistance programs. These non-profit organizations provide individuals and families with numerous options and resources to either get back on track with paying their mortgage, or to potentially stop or avert a foreclosure. They provide homeowners with the ability to meet with a counselor, and together they can explore solutions. For example, at a HUD approved agency you can learn about loan modifications, short sales, deed in lieu of foreclosure, principal reductions, and many other programs, both those offered by the federal government as well as New Jersey specific programs. These locations can also provide general financial guidance, such as advice on reducing credit card and medical debts, credit repair, and more. CHECK- MATE, INC. phone: 732-774-3100 910 Fourth Avenue Asbury Park, New Jersey 07712 INTERFAITH NEIGHBORS, INC. phone: 732-775-0525 810 Fourth Avenue Asbury Park, New Jersey 07712 In addition to these HUD approved foreclosure counseling agencies, find other assistance programs, both for paying bills and mortgages, in

Monmouth County

New Jersey.

ATLANTIC HUMAN RESOURCES, INCORPORATED

phone: 609-348-4131-214

  • New York Ave - Suite 303

Atlantic City, New Jersey 08401-8012 Locate other

Atlantic County New Jersey

programs that provide housing assistance, foreclosure help, and low income aid.

JERSEY COUNSELING AND HOUSING DEVELOPMENT, IN

phone: 856-227-3683

  • Black Horse Pike

Blackwood, New Jersey 08012-2952

TRI-COUNTY COMMUNITY ACTION AGENCY

phone: 856-451-6330-6679 110 Cohansey St. Bridgeton, New Jersey 08302

CCCS OF DELAWARE VALLEY

phone: 215-563-5665-2 328 Market Street Camden, New Jersey 08102 JERSEY COUNSELING AND HOUSING DEVELOPMENT, INC. phone: 856-541-1000 1844 S Broadway Camden, New Jersey 08104-1334

NEIGHBORHOOD HOUSING SERVICES OF CAMDEN, INC

phone: 856-541-0720 601-603 Clinton St Camden, New Jersey 08103-1415

NEW JERSEY CITIZEN ACTION

phone: 800-656-9637

One Port Center

Two Riverside Drive, Suite 632

Camden NJ

PARKSIDE BUSINESS AND COMMUNITY IN PARTNERSHIP, INC.

phone: 856-964-0440 1487 Kenwood Avenue Camden, New Jersey 08103 Click here for more Camden County assistance programs. Find other non-profits, charities, and information on government foreclosure prevention programs.

CCCS OF NEW JERSEY

phone: 973-267-4324 185 Ridgedale Avenue Cedar Knolls, New Jersey 07927

CCCS OF DELAWARE VALLEY

phone: 215-563-5665-2

One Cherry Hill Suite 215

Cherry Hill, New Jersey 08002

HOUSING PARTNERSHIP FOR MORRIS COUNTY

phone: 973-659-9222

  • Blackwell Street

Suite 12

TRI-CITY PEOPLES CORPORATION

phone: 973-676-5506

  • Washington Street

East Orange, New Jersey 07017

AFFORDABLE HOUSING ALLIANCE OF NEW JERSEY

phone: 732-389-2958

  • Broad Street

Eatontown, New Jersey 07724

MONEY MANAGEMENT INTERNATIONAL EGG HARBOR TOWNSHIP

phone: 800-873-2227 3073 English Creek Ave. Egg Harbor Township, New Jersey 08234

BRAND NEW DAY

phone: 908-282-0781 176 First Street Elizabeth, New Jersey 07206

URBAN LEAGUE OF UNION COUNTY

phone: 908-351-7200 288 N. Broad Street Elizabeth, New Jersey 07208-3789 Homeowners in Union County New Jersey have other options and resources. Click here for a listing of other HUD agencies and non-profits to apply to and contact for aid.

URBAN LEAGUE FOR BERGEN COUNTY

phone: 201-568-4988

  • Van Brunt Street

Englewood, New Jersey 07631

GARDEN STATE CONSUMER CREDIT COUNSELING, INC / NOVADEBT

phone: 866-472-4557 225 Willowbrook Road Freehold, New Jersey 07728 GARDEN STATE CONSUMER CREDIT COUNSELING, INC./NOVADEBT phone: 866-472-4557 225 Willowbrook Road Freehold, New Jersey 07728 GARDEN STATE CONSUMER CREDIT COUNSELING, INC./NOVADEBT - HPF AFFILIATE 866-472-4557 225 Willowbrook Road Freehold, New Jersey 07728 More Monmouth assistance programs.

FAIR HOUSING COUNCIL OF NORTHERN NEW JERSEY

phone: 201-489-3552 131 Main Street Suite140

Hackensack NJ

  • multitude of non-profit credit and debt counseling agencies exist in Bergen County New Jersey.

Click here for more information.

FAMILY GUIDANCE CENTER CORPORATION

phone: 609-586-2574 1931 Nottingham Way Hamilton, New Jersey 08619

MERCER COUNTY HISPANIC ASSOCIATION

phone: 609-587-8800

  • East 6th Ave.

Satellite Office: 821 S. Broad St.

NEW JERSEY CITIZEN ACTION

phone: 800-656-9637

  • Raritan Ave., Suite 200

Highland Park, New Jersey 08904 HUDSON COUNTY HOUSING RESOURCE CENTER, INC. phone: 201-795-5615-205 574 Newark Avenue Jersey City, New Jersey 07306 Many homeowners in Jersey City need foreclosure prevention advice. In addition to these HUD housing counseling agencies, find more information and details on other

Hudson County New Jersey

agencies and non-profits.

CONSUMER CREDIT AND BUDGET COUNSELING

phone: 888-738-8233-203 299 S. Shore Road, Route 9 South

  • S. Route 9 South

Marmora New Jersey

AFFORDABLE HOMES OF MILLVILLE ECUMENICAL

phone: 856-293-0100 400 East Main St.

  • O. Box 241

Millville NJ

URBAN LEAGUE OF MORRIS COUNTY

phone: 973-539-2121 300 Madison Avenue, Suite A Morristown, New Jersey 07960 PUERTO RICAN ACTION BOARD, INC. (HOUSING COALITION UNIT) phone: 732-249-9700

  • Jersey Ave

New Brunswick, New Jersey 08901 Get information on other

Middlesex County New Jersey

assistance programs, including other places to turn to for help with bills, debts, and mortgage delinquency and housing payments.

EPISCOPAL COMMUNITY DEVELOPMENT, INC

phone: 973-710-1501 620 Clinton Ave. Newark, New Jersey 07108

LA CASA DE DON PEDRO

phone: 973-485-0701-4601 317 Roseville Avenue Newark, New Jersey 07107 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) NEWARK, NJ phone: 973-679-2601

  • Park Place

15th Floor

Newark NJ

NEW COMMUNITY FEDERAL CREDIT UNION

phone: 973-621-2363 274 South Orange Ave. Newark, New Jersey 07103

NEW JERSEY CITIZEN ACTION

phone: 973-643-8800-234 744 Broad Street, Suite 2080 Newark, New Jersey 07102

TRI-CITY PEOPLES CORPORATION

phone: 973-676-5506 675 S. 19th Street Newark, New Jersey 07103 Learn more about other

Essex County

New Jersey assistance programs, non-profits, and charity organizations. They can provide free or low cost advice, and information on mortgage and foreclosure programs.

NEW JERSEY CITIZEN ACTION

800-656-9637 128 Market St. Passaic, New Jersey 07055 More

Passaic New Jersey

programs for low income, debt reduction, and credit assistance. CATHOLIC FAMILY AND COMMUNITY SERVICES, A CATHOLIC CHARITIES AGENCY FOR THE DIOCESE OF PATERSON phone: 973-279-7100-20

  • DeGrasse Street

Paterson, New Jersey 07505

HOUSING AUTHORITY OF THE CITY OF PATERSON

phone: 973-345-5085

  • Van Houten Street

Paterson, New Jersey 07509

PATERSON TASK FORCE FOR COMMUNITY ACTION, INC

phone: 973-279-2333-25

  • Colt Street

Paterson, New Jersey 07505

THE HOUSING AUTHORITY OF THE CITY OF PERTH AMBOY

phone: 732-826-3110-631 881 Amboy Avenue Perth Amboy, New Jersey 08862 FAITH, BRICKS & MORTAR, INC. phone: 908-756-5774-1 164 East Front Street - REAR- Plainfield, New Jersey 07060 CENTRAL JERSEY HOUSING RESOURCE CENTER, INC. phone: 908-704-8901 600 First Avenue Suite 3

CCCS OF DELAWARE VALLEY

phone: 215-563-5665 203 E. Broadway Suite 1020

FAITH FELLOWSHIP COMMUNITY DEVELOPMENT CORPORATION

732-727-9500-1501 2707 Main Street Sayreville, New Jersey 08872

MONEY MANAGEMENT INTERNATIONAL TINTON FALLS

phone: 800-873-2227 106 Apple St., Suite 105 Tinton Falls, New Jersey 07724 OCEAN COMMUNITY ECONOMIC ACTION NOW, INC. (O.C.E.A.N.) phone: 732-244-2351-22

  • Washington Street

Toms River, New Jersey 08753 Numerous other agencies in Ocean County offer low income programs. Get information on where to turn to for ways to stop a foreclosure, free or low cost housing counseling, and other financial aid. Click here . AMERICAN CREDIT ALLIANCE, INC.

phone:

609-393-5400

  • South Warren Street

Trenton, New Jersey 08608-2108 ISLES, INCORPORATED phone: 609-341-4731

714 South Clinton Avenue

Trenton, New Jersey 08609 Get details on more

Mercer County

organizations and non-profits.

MONEY MANAGEMENT INTERNATIONAL TURNERSVILLE

phone: 800-873-2227 860 Route 168, Ste. 104 Turnersville, New Jersey 08012

SENIOR CITIZENS UNITED COMMUNITY SERVICES OF CAMDEN COUNTY, INC.

phone: 856-456-1121-145

146 Black Horse Pike

West Collingswood Hts, New Jersey 08059-2007 CCCS OF DELAWARE VALLEY, INC. - WESTAMPTON phone: 215-563-5665

United Way of Burlington County

595 Rancocas Road

BURLINGTON COUNTY COMMUNITY ACTION PROGRAM

phone: 609-835-4329-4015

One Van Sciver Parkway

Willingboro, New Jersey 08046 By