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Massachusetts HUD foreclosure counseling agencies

Updated October 21, 2025 • 6 min read • 1,220 words
Focus Immediate Financial Assistance

Massachusetts HUD approved foreclosure counseling agencies.

Numerous federal government HUD approved foreclosure and housing agencies can help homeowners in Massachusetts. Below you will find a listing of agencies and non-profit organizations. Many of their foreclosure counseling services are free. They can also help people pay debts and get their overall financial condition back in shape. Contact a non-profit HUD agency to learn about your options in Massachusetts. The state has some of its own mortgage assistance programs, and the counselors can direct you towards other programs as well, such as those run by the federal government. In addition, learn about and get assistance with loan modifications, options such as a short sale, deed in lieu of foreclosure, principal reduction, and more. The counselor may even be able to speak directly to your lender or mortgage servicer.

CAMBRIDGE CREDIT COUNSELING CORPORATION

  • Hunt Street

Agawam, Massachusetts 01001 Phone: 800-757-1788-5158

ALLSTON BRIGHTON COMMUNITY DEVELOPMENT CORP.

  • Linden Street, Suite 288

Allston, Massachusetts 02134 Phone: 617-787-3874

MONEY MANAGEMENT INTERNATIONAL AMHERST

409 Main Street Ste.105 Amherst, Massachusetts 01002 Phone: 866-232-9080

AMERICAN CONSUMER CREDIT COUNSELING

130 Rumford Avenue, Ste. # 202 Auburndale, Massachusetts 02466-1371 Phone: 617-559-5700

MONEY MANAGEMENT INTERNATIONAL BEVERLY

100 Cummings Center

Suite S-311H

Beverly, Massachusetts 01915 Phone: 866-232-9080 ACTION FOR BOSTON COMMUNITY DEVELOPMENT, INC. 178 Tremont Street Boston, Massachusetts 02111 Phone: 617-348-6334 CITIZENS' HOUSING AND PLANNING ASSOCIATION, INC.

  • Tremont Street,

Suite 401 Boston, Massachusetts 02108 Phone: 617-742-0820

GREATER BOSTON LEGAL SERVICES

197 Friend Street Boston, Massachusetts 02114-1802 Phone: 617-371-1234 METROPOLITAN BOSTON HOUSING PARTNERSHIP, INC. 125 Lincoln Street 5th Floor Boston, Massachusetts 02111 Phone: 617-425-6761

MONEY MANAGEMENT INTERNATIONAL BOSTON

  • Winter Street

7th Floor Boston, Massachusetts 02108 Phone: 866-232-9080

NID-HCA PHIPPS

1509 Blue Hill Avenue

Boston, Massachusetts 02126 Phone: 617-296-3693 In addition to the various HUD counseling agencies listed above in the Boston Massachusetts area, various other non-profit and charities exist in

Suffolk County

Massachusetts, and they can help people deal with an unpaid mortgage, offer foreclosure prevention, debt reduction, and other ways to get help with bills.

HOMEOWNER OPTIONS FOR MASSACHUSETTS ELDERS

150 Grossman Dr., 4th Floor Braintree, Massachusetts 02184 Phone: 781-848-5200

CHELSEA RESTORATION CORPORATION

154 Pearl Street, Office # 2 Chelsea, Massachusetts 02150 Phone: 617-889-2277 CODMAN SQUARE NEIGHBORHOOD DEV. CORP. 587 Washington Street Dorchester, Massachusetts 02124 Phone: 617-825-4224-139

DORCHESTER BAY ECONOMIC DEV

594 Columbia Road Dorchester, Massachusetts 02125 Phone: 617-825-4200-125

MASSACHUSETTS AFFORDABLE HOUSING ALLIANCE

1803 Dorchester Ave Dorchester, Massachusetts 02124 Phone: 617-265-8995 VIETNAMESE AMERICAN INITIATIVE FOR DEVELOPMENT, INC. (VIET AID)

  • Charles Street, Suite E

Dorchester, Massachusetts 02122 Phone: 617-822-3717-10 NEIGHBORHOOD OF AFFORDABLE HOUSING, INC. 143 Border Street East Boston, Massachusetts 02128 Phone: 617-567-5882

CATHOLIC SOCIAL SERVICES - FALL RIVER

1600 Bay Street

  • O. Box M.South Station

Fall River, Massachusetts 02724 Phone: 508-674-4681-124 Find more

Bristol County

assistance programs and ways to get housing and mortgage assistance.

TWIN CITIES COMMUNITY DEVELOPMENT CORP.

470 Main Street Fitchburg, Massachusetts 01420-0000 Phone: 978-342-9561 RCAP SOLUTIONS, INC. 205 School Street Gardner, Massachusetts 01440 Phone: 978-630-6692 HOUSING ASSISTANCE CORP.

460 West Main Street

Hyannis, Massachusetts 02601 Phone: 508-771-5400-287 Click here for other Cape Cod and Barnstable County assistance programs, including non-profit mortgage and housing agencies. ECUMENICAL SOCIAL ACTION COMMITTEE, INC. 3313 Washington Street, 2nd Floor Jamaica Plain, Massachusetts 02130 Phone: 617-524-2555 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) 3607 Washington Street Jamaica Plain, Massachusetts 02130 Phone: 617-250-6222 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) BOSTON, MA 3593 Washington Street Jamaica Plain, Massachusetts 02130 Phone: 617-250-6244

NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) CALL CENTER

3593 Washington St. Jamaica Plain, Massachusetts 02130 Phone: 617-250-6244 Information on other Suffolk County MA HUD approved agencies and charities can be found. Click here .

SOUTH SHORE HOUSING DEVELOPMENT CORP.

169 Summer Street Kingston, Massachusetts 02364 Phone: 781-422-4200 LAWRENCE COMMUNITYWORKS, INC. 168 Newbury Street

Our House Campus

Lawrence, Massachusetts 01841 Phone: 978-685-3115 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) LAWRENCE, MA

  • Broadway Street

Lawrence, Massachusetts 01841 Phone: 978-687-3993 Many homeowners in Lawrence and Essex County need help with paying bills and their mortgage. Click here for more information on non-profits, government programs, and other housing resources.

COALITION FOR A BETTER ACRE

517 Moody Street 3rd Floor Lowell, Massachusetts 01854 Phone: 978-452-7523-801

MERRIMACK VALLEY HOUSING PARTNERSHIP

  • Kirk Street

PO Box 1042 Lowell, Massachusetts 01852-1042 Phone: 978-459-8490 MONEY MANAGEMENT INTERNATIONAL, INC. LOWELL, MA

  • Central Street

Lowell, Massachusetts 01852 Phone: 866-232-9080 Location information on other

Middlesex County Massachusetts

assistance programs. There are options and resources offered by non-profits, government programs, charities, and other aid organizations.

CATHOLIC SOCIAL SERVICES

  • Rockland St

New Bedford, Massachusetts 02740-4751 Phone: 508-674-4681-131 MONEY MANAGEMENT INTERNATIONAL, INC. NEW BEDFORD, MA 888 Purchase Street New Bedford, Massachusetts 02740 Phone: 866-232-9080

MONEY MANAGEMENT INTERNATIONAL NORTH ATTLEBORO

  • Orne Street, 2nd Floor

North Attleboro, Massachusetts 02760 Phone: 800-232-9080

BERKSHIRE COUNTY REGIONAL HOUSING AUTHORITY-H

150 North Street, Suite 28 Pittsfield, Massachusetts 01201 Phone: 413-443-7138-16

MONEY MANAGEMENT INTERNATIONAL PITTSFIELD, MA

  • Depot Street

Pittsfield, Massachusetts 01202 Phone: 800-308-2227

PLYMOUTH REDEVELOPMENT AUTHORITY

  • Lincoln Street

Plymouth, Massachusetts 02360 Phone: 508-747-1620-147 More

Plymouth County

assistance programs and places to turn to for help.

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE

422 Washington Street Quincy, Massachusetts 02169 Phone: 617-770-2227-26 QUINCY COMMUNITY ACTION PROGRAMS, INC. 1509 Hancock St Quincy, Massachusetts 02169-5200 Phone: 617-479-8181-366 Find more

Norfolk County

organizations that can provide help paying bills, debts, and your home loan.

MONEY MANAGEMENT INTERNATIONAL RANDOLPH

247 North Main Street

Suite 200 Randolph, Massachusetts 02368 Phone: 866-232-9080

NUESTRA COMUNIDAD DEVELOPMENT CORPORATION

  • Warren St., Ste 200

Roxbury, Massachusetts 02119 Phone: 617-427-3599

HAP INC. DBA HAPHOUSING

322 Main St Springfield, Massachusetts 01105 Phone: 413-233-1620 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) SPRINGFIELD, MA 1623 Main Street Springfield, Massachusetts 01103 Phone: 413-788-6220

SPRINGFIELD NEIGHBORHOOD HOUSING SERVICES

111 Wilbraham Rd Springfield, Massachusetts 01109 Phone: 413-739-4737-212

SPRINGFIELD PARTNERS FOR COMMUNITY ACTION

619 State Street Springfield, Massachusetts 01109-4114 Phone: 413-263-6500-6546 More

Hampden County

assistance programs and places to turn to for need. COMMUNITY SERVICE NETWORK, INC. 136 Elm Street Stoneham, Massachusetts 02180 Phone: 781-438-5981 PRO-HOME, INC.

  • Summer Street

Taunton, Massachusetts 02780 Phone: 508-821-2514 Briston County is served by many non-profit charities and other aid organizations. Low income can get help with bills, mortgage and foreclosure assistance, and other aid. Read about

Bristol County Massachusetts

organizations. MONEY MANAGEMENT INTERNATIONAL, INC. WEST SPRINGFIELD, MA

  • Interstate Drive, Suite G

West Springfield, Massachusetts 01089 Phone: 866-232-9080

MONEY MANAGEMENT INTERNATIONAL WOBURN

800 West Cummings Park

Suite 1075 Woburn, Massachusetts 01801 Phone: 866-232-9080

OAK HILL COMMUNITY DEVELOPMENT CORPORATION

  • Providence Street

Worcester, Massachusetts 01604 Phone: 508-754-2858-22

WORCESTER EAST SIDE COMMUNITY DEVELOPMENT CORP.

674 Main Street Worcester, Massachusetts 01604 Phone: 508-791-2170-224 In addition to these Worcester HUD approve foreclosure counseling agencies, click here for additional programs, non-profits, and solutions to mortgage difficulties from local agencies.

MONEY MANAGEMENT INTERNATIONAL WORCHESTER

340 Main St Ste. 813 Worchester, Massachusetts 01608 By