← Back to library

Illinois HUD foreclosure counseling agencies

Updated October 21, 2025 • 11 min read • 2,204 words
Focus Immediate Financial Assistance

Illinois HUD approved free foreclosure counseling agencies.

Find mortgage and foreclosure help from non-profit Illinois HUD approved foreclosure counseling agencies. They assist homeless as well as tenants with housing needs. A homeowner can work directly with a certified housing counselor to find free or low cost solutions. The programs can help them deal with delinquent mortgage payments, property taxes, evictions, or an upcoming foreclosure. These centers provide Illinois homeowners with the ability to meet face to face with a well qualified counselor. A client of the center can learn about all programs that are available to them, including federal government options and more. Also explore modifications from your bank or lender, state government programs, and more. However that is not all. These HUD approved centers may very well be able to help a client deal with other types of bills and debts. For example, get help in dealing with credit card bills and debts, medical expenses, and overall credit counseling.

Find a listing of HUD foreclosure agencies that are located in Illinois below.

MADISON COUNTY URBAN LEAGUE

618-463-1906-1

408 E Broadway Street

PO Box 8093 Alton, Illinois 62002-8093

FAMILY COUNSELING SVC/CCCS OF AURORA

630-844-3327-209

  • River Street

Suite 1 Aurora, Illinois 60506-5178 JOSEPH CORPORATION OF ILLINOIS, INC. 630-906-9400-5

  • South Broadway Avenue

Aurora, Illinois 60505 Click here to learn more about housing assistance programs in Kane County. CLEARPOINT FINANCIAL SOLUTIONS, INC. 877-877-1995 131 Lincoln Place Suite 401 Belleville, Illinois 62221 Locate more St. Clair County assistance programs. MID CENTRAL COMMUNITY ACTION, INC. 309-829-0691-236 1301 W. Washington St. Bloomington, Illinois 61701

COMMUNITY SERVICE COUNCIL

815-886-5000 151 E. Briarcliff Bolingbrook, Illinois 60440

MACOUPIN COUNTY HOUSING AUTHORITY

217-854-8606-202 760 Anderson Street Carlinville, Illinois 62626 CENTRAL ILLINOIS DEBT MANAGEMENT & CREDIT EDUCATION, INC. - CHAMPAIGN BRANCH 888-671-2227-122 201 W. Springfield Avenue, Suite 211

Huntington Towers

Champaign, Illinois 61820

CITY OF CHAMPAIGN NEIGHBORHOOD SERVICES DEPARTMENT

217-403-7070 102 N. Neil Street Champaign, Illinois 61820 In addition to these HUD approved foreclosure counseling agencies, find a listing of other non-profits and charities that can help with paying bills, provide mortgage and foreclosure help, and other aid in

Champaign County

.

ACCESS LIVING OF METROPOLITAN CHICAGO

312-640-2100-2197 115 W. Chicago Ave Chicago Chicago, Illinois 60654

AFFORDABLE HOUSING CENTERS OF AMERICA, CHICAGO, IL

312-939-1611 209 W. Jackson Suite 301 Chicago, Illinois 60606

AFFORDABLE HOUSING CENTERS OF AMERICA, FORECLOSURE PREVENTION CALL CENTER

312-235-4991 209 W. Jackson Blvd, Suite 301 Chicago, Illinois 60606

AGORA COMMUNITY SERVICES CORPORATION, NFP

773-483-3888 400 W. 76th Street, Suite #216 Chicago, Illinois 60620

ASSOCIATION HOUSE

773-722-7170 1116 N. Kedzie Chicago, Illinois 60651 BETHEL NEW LIFE, INC. 773-826-8430

4006 West Lake Street

Chicago, Illinois 60624

BRIGHTON PARK NEIGHBORHOOD COUNCIL

773-523-7110 4477 S. Archer Avenue Chicago, Illinois 60632

CHICAGO URBAN LEAGUE

773-285-1500

4510 South Michigan Avenue

Chicago, Illinois 60653-3898

CHINESE AMERICAN SERVICE LEAGUE

312-791-0418-3605

2141 South Tan Court

Chicago, Illinois 60616

COMMUNITY AND ECONOMIC DEVELOPMENT ASSOCIATION OF COOK COUNTY INC.

800-571-2332

208 S La Salle St Ste 1900

Chicago, Illinois 60604-1104

GENESIS HOUSING DEVELOPMENT CORPORATION

773-994-6670 7735 S. Vernon 3763 S. Wabash, Chicago IL 60653 Chicago, Illinois 60619

GREATER SOUTHWEST DEVELOPMENT CORPORATION

773-735-6727-12 6155 S. Pulaski, 2nd Floor Chicago, Illinois 60629 GREENPATH 888-860-4167

  • Wacker Dr., Ste. 1928

Chicago, Illinois 60601 HCP OF ILLINOIS, INC. 312-386-1009-1

  • Jackson Blvd.

Suite 1109 Chicago, Illinois 60604

HUMBOLDT PARK SOCIAL SERVICES

773-342-6210-230 3051 W. Armitage Ave. Chicago, Illinois 60647 KINGDOM COMMUNITY, INC 773-379-0077 5151 West Madison 2nd Flr Chicago, Illinois 60644

LAKESIDE COMMUNITY DEVELOPMENT CORPORATION

773-381-5253 1652 W. Wallen Ave Chicago, Illinois 60626

LATIN UNITED COMMUNITY HOUSING ASSOCIATION

773-276-5338-234

3541 West North Avenue

Chicago, Illinois 60647-4808

LEGAL ASSISTANCE FOUNDATION OF METROPOLITAN CHICAGO

312-431-2204 111 West Jackson Blvd. Suite 300 Chicago, Illinois 60604

MONEY MANAGEMENT INTERNATIONAL CHICAGO DOWNTOWN

888-527-3328

  • East Lake St., Ste. 1115

Chicago, Illinois 60601 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) CHICAGO, IL 773-723-6222 4425 West 63rd St. Chicago, Illinois 60629

NEAR WESTSIDE COMMUNITY DEVELOPMENT CORPORATION

312-733-9403 2145 W. Maypole Apt. A Chicago, Illinois 60612

NEIGHBORHOOD HOUSING SERVICES OF CHICAGO

773-329-4104 1279 N. Milwaukee 5th Floor Chicago, Illinois 60622-5854

NEIGHBORHOOD HOUSING SERVICES OF CHICAGO, INC

773-329-4104 1279 N. Milwaukee Ave., 5th Floor Chicago, Illinois 60622

NEW CHRISTIAN JOY FULL GOSPEL BAPTIST CHURCH

708-790-7502 11594 S. State Street Chicago, Illinois 60628

NID-HCA WEBBER

773-375-8253 8543 S. Story Island Avenue Chicago, Illinois 60617-2249

NOBEL NEIGHBORS

773-252-8524 1345 N. Karlov Avenue Chicago, Illinois 60651

NORTH SIDE COMMUNITY FEDERAL CREDIT UNION

773-769-5800-224 1011 W. Lawrence Avenue Chicago, Illinois 60640

NORTHWEST SIDE HOUSING CENTER

773-283-3888 5007 W. Addison St. Chicago, Illinois 60641 PARTNERS IN COMMUNITY BUILDING, INC. 312-328-0873 3424 S. State St Suite 1A8-1 Chicago, Illinois 60616

ROGERS PARK COMMUNITY DEVELOPMENT CORPORATION

773-262-2290-13 1411 W. Lunt Ave. Chicago, Illinois 60626

  • & S DEVELOPMENT GROUP, NFP

773-424-0267 6909 South Ashland Chicago, Illinois 60636

SMART MONEY HOUSING AKA SMART WOMEN SMART MONEY

773-533-0243

3510 West Franklin Blvd

Chicago, Illinois 60624

SOUTH SIDE COMMUNITY FEDERAL CREDIT UNION

773-548-8859 5401 S. Wentworth Avenue; Unit 25 Chicago, Illinois 60609

SOUTHEAST CHICAGO DEVELOPMENT COMMISSION

773-731-8785 2938 E. 91st Street, Suite 302 Chicago, Illinois 60617

SPANISH COALITION FOR HOUSING

773-342-7575

4035 W North Ave

Chicago, Illinois 60639

THE RESURRECTION PROJECT

312-666-1323 1818 S. Paulina Street Chicago, Illinois 60608

TOTAL RESOURCE COMMUNITY DEVELOPMENT ORGANIZATION

773-881-0761 1415 West 104th Street Chicago, Illinois 60643

TRU-SOURCE ASSISTED LIVING FACILITIES

773-265-8445 2810 W. Washington Blvd. Chicago, Illinois 60612

VOICES OF COMMUNITY MINISTERIAL ASSOCIATION, NFP

773-265-0477 3456 W. Flournoy St. Chicago, Illinois 60624 Thousands of homeowners need mortgage help in Cook County and Chicago Illinois. Find more details and information on your options. Click here to find agencies that are in addition to these HUD approved foreclosure counseling locations.

CHICAGO HEIGHTS COMMUNITY SERVICE CENTER

708-754-4575

1203 W End Ave

Chicago Heights, Illinois 60411-2746

CEDA NEAR WEST

708-222-3824

6141 West Rooseveltt Road

Cicero, Illinois 60804 CENTRAL ILLINOIS DEBT MANAGEMENT & CREDIT EDUCATION, INC. - DANVILLE BRANCH 888-671-2227-122 407 N Franklin

IETC Building

Danville, Illinois 61832 CENTRAL ILLINOIS DEBT MANAGEMENT & CREDIT EDUCATION, INC. 888-671-2227-122

222 East North Street

Decatur, Illinois 62523

COMMUNITY INVESTMENT CORPORATION OF DECATUR, INC

217-423-0352-196 2121 S. Imboden Court Decatur, Illinois 62521-0000

CDBG OPERATIONS CORPORATION

618-274-7832 510 North 25th Street East St Louis, Illinois 62205

URBAN LEAGUE OF METROPOLITAN ST. LOUIS

618-274-1150 1401 East Broadway East St. Louis, Illinois 62201

  • E.F.S. ECONOMIC OPPORTUNITY CORPORATION

217-342-2193-126

1805 S Banker St

Box 928 Effingham, Illinois 62401-0928

  • E.F.S. EFFINGHAM COUNTY OUTREACH OFFICE

217-347-7514

202 N Banker Street

Effingham, Illinois 62401

CCCS OF ELGIN

847-695-3680

  • Spring Street

Elgin, Illinois 60120

EVANSTON NEIGHBORS AT WORK

847-328-5166 1229 Emerson St Evanston, Illinois 60201-3524

REGIONAL FAIR HOUSING CENTER (LCOC)

708-636-2811 9730 S. Western Ave # 502 EverGreen Park, Illinois 60805

  • E.F.S. CLAY COUNTY OUTREACH OFFICE

618-662-4024 832B West North Flora, Illinois 62839

FORD HEIGHTS COMMUNITY SERVICE CENTER - CEDA

708-758-2510

1647 Cottage Grove Ave

Ford Heights, Illinois 60411-3899

CENTRAL ILLINOIS DEBT MANAGEMENT & CREDIT EDUCATION - GALESBURG BRANCH

309-676-2941 180 S. Soangetaha Road

Knox Agri-Center Building

MONEY MANAGEMENT INTERNATIONAL GLEN ELLYN

888-527-3328 1200 Roosevelt Rd., Ste. 108 Glen Ellyn, Illinois 60137

HOUSING AUTHORITY OF THE COUNTY LAKE

847-223-1170-223 33928 North Route 45 Grayslake, Illinois 60030 EMBARRAS RIVER BASIN AGENCY, INC. 217-923-3113

400 West Pleasant Street

Greenup, Illinois 62428

THE GREATER CHICAGOLAND FELLOWSHIP CLUB-VOLUNTARY REMOVAL

630-837-9400 1969 Ontarioville Road Hanover Park, Illinois 60133

CEDA CENTER FOR COMMUNITY ACTION

708-339-3610

  • 154th St

Harvey, Illinois 60426-3645

CCCS OF ELGIN

847-931-1260 1900 Hassell Road Hoffman Estates, Illinois 60195

SOUTH SUBURBAN HOUSING CENTER

708-957-4674 18220 Harwood Avenue, Suite 1 Homewood, Illinois 60430-2151

WILL COUNTY CENTER FOR COMMUNITY CONCERNS

815-722-0722-209 304 N. Scott Street Joliet, Illinois 60432-4035 Numerous other non-profits can help homeowners with their mortgage in Will County, and that is above and beyond the HUD counseling agencies listed here. Read more .

AFFORDABLE HOUSING CORPORATION OF LAKE COUNTY

847-263-7478-27 1590 South Milwaukee Ave, Suite 312 Libertyville, Illinois 60048

CEFS MONTGOMERY COUNTY OUTREACH OFFICE

217-324-2367 309 S. State Litchfield, Illinois 62056

MORTGAGE EDUCATION FOUNDATION

630-916-7720-109 350 W. 22nd Street, Suite 104 Lombard, Illinois 60148 CLEARPOINT FINANCIAL SOLUTIONS, INC. 877-877-1995 1616 West Main St., Suite 503 Marion, Illinois 62959-1144

PROVISO-LEYDEN COUNCIL FOR COMMUNITY ACTION -PLCCA

312-795-8964 411 Madison St Maywood, Illinois 60153-1939

CCCS OF MCHENRY COUNTY

815-338-5757 4508 Prime Parkway McHenry, Illinois 60050 Homeowners can also call or apply to other agencies in

McHenry County

for mortgage help and foreclosure counseling services. Find more details. GREENPATH, INC. 888-860-4167 5306 Avenue of the Cities

Suite A

Moline, Illinois 61265

CEDA NORTHWEST SELF-HELP CENTER, INCORPORATED

847-392-2332

1300 W Northwest Hwy

Mount Prospect, Illinois 60056-2217 CLEARPOINT FINANCIAL SOLUTIONS, INC. 877-877-1995 123 S. 10th Street, Suite 205 Mt. Vernon, Illinois 62864

MONEY MANAGEMENT INTERNATIONAL OAK PARK

888-527-3328 1515 North Harlem, Ste. 205 Oak Park, Illinois 60302

OAK PARK REGIONAL HOUSING CENTER

708-848-7150-116 1041 South Boulevard Oak Park, Illinois 60302

  • E.F.S. CHRISTIAN COUNTY OUTREACH OFFICE

217-562-2311 715 E. Lincoln Pana, Illinois 62557 CENTRAL ILLINOIS DEBT MANAGEMENT & CREDIT EDUCATION, INC. AKA CCCS OF CENTRAL IL - MAIN OFFICE 888-671-2227 719 Main Street Peoria, Illinois 61602 METEC 309-676-3832 305 S. Madison Park Terrace Peoria, Illinois 61605

MONEY MANAGEMENT INTERNATIONAL PEORIA

888-527-3328 416 Main St, Suite 920 Peoria, Illinois 61602 These HUD approved housing/foreclosure counseling agencies may be able to provide free or low cost services. Learn about mortgage programs from the state and government and other options. Find additional resources in

Peoria County

Illinois.

MENARD COUNTY HOUSING AUTHORITY

217-632-7723-224 101 W. Sheridan Road Petersburg, Illinois 62675 CENTRAL ILLINOIS DEBT MANAGEMENT & CREDIT EDUCATION, INC. - PRINCETON BRANCH 888-671-2227-122

225 Backbone Road East

Drivers License Facility Building

Options EAP

CLEARPOINT FINANCIAL SOLUTIONS, INC. 877-877-1995 636 Hampshire Street, Suite 204 Quincy, Illinois 62301

SOUTHEAST CEDA

708-371-1220 3518 W 139th St Robbins, Illinois 60472-2002

ROCK ISLAND ECONOMIC GROWTH CORP.

309-788-6311-24 120 16th 1/2 St. Rock Island, Illinois 61201

FAMILY CREDIT COUNSELING SERVICE

800-994-3328-128 4306 Charles St Rockford, Illinois 61108

ROCKFORD AREA AFFORDABLE HOUSING COALITION

815-962-2011 205 N. Church St. Rockford, Illinois 61101-1003 MONEY MANAGEMENT INTERNATIONAL, INC. ROLLING MEADOWS, IL 888-527-3328 3601 Algonquin Rd., Ste. 230 Rolling Meadows, Illinois 60008

NORTH WEST HOUSING PARTNERSHIP

847-969-0561-222 1699 E. Woodfield Road, Suite 404 Schaumburg, Illinois 60173

CEFS SHELBY COUNTY OUTREACH OFFICE

217-774-4541 Kaskaskia Terrace, Apt. 26 2114 W. S. 3rd Street Shelbyville, Illinois 62565

CENTRAL ILLINOIS DEBT MANAGEMENT & CREDIT EDUCATION

888-671-2227 1300 S. 9th Street Springfield, Illinois 62703

CITY OF SPRINGFIELD OFFICE OF COMMUNITY RELATIONS

217-789-2270 231 South 6th St. 3rd Flr. Springfield, Illinois 62701

CLEARPOINT FINANCIAL SOLUTIONS INC.

804-222-4660 975 South Durkin Dr. Suite 202 Springfield, Illinois 62704

ILLINOIS ASSISTIVE TECHNOLOGY PROGRAM

217-522-7985-113

  • West Old State Capitol Plaza,

Suite 100 Springfield, Illinois 62701

PARTNERSHIP FOR HOMEOWNERSHIP FOUNDATION

217-391-4842

522 South Fifth St

Springfield, Illinois 62701

SPRINGFIELD HOUSING AUTHORITY

217-753-5757-206

200 North Eleventh Street

Springfield, Illinois 62703

SPRINGFIELD URBAN LEAGUE

217-789-0830-115 100 North 11th Street

  • O. Box 3865

Springfield, Illinois 62703 TSP-HOPE, INC. 217-523-6960

1507 East Cook Street

Springfield, Illinois 62703 Learn about other services and resources available to homeowners in Springfield and

Sangamon County

Illinois. Click here for listing on other government mortgage programs, housing aid, and even ways to get assistance for paying bills and expenses.t

WESTERN EGYPTIAN ECONOMIC OPPORTUNITY COUNCIL

618-965-3193 #1 Industrial Park

  • O Box 7

Steeleville, Illinois 62288-0007

CCCS OF ELGIN

847-695-3680 1535 Burgundy Parkway Streamwood, Illinois 60107

CEFS MOULTRIE COUNTY OUTREACH OFFICE

217-728-7721 114 E. Harrison Street Sullivan, Illinois 61951

SOUTHWEST DEVELOPMENT ASSOCIATION - CEDA

708-458-2736 7666 West 63rd Street Summit Argo, Illinois 60501-1410

COMMUNITY EDUCATION SERVICES

618-233-4119 #2 Park Place Swansea, Illinois 62226

CEFS MONTGOMERY COUNTY OUTREACH OFFICE

217-532-5971

  • Route 127, Box 128

Taylor Springs, Illinois 62089

  • E.F.S. - CHRISTIAN COUNTY OUTREACH

217-824-4712-14 311 S. Main St. Taylorville, Illinois 62568

HOUSING OPPORTUNITY DEVELOPMENT CORP.

847-564-2900 2001 Waukegan Road PO Box 480

INSTITUTE FOR CONSUMER CREDIT EDUCATION

708-633-6355 16335 South Harlem Avenue, Suite 400 Tinley Park, Illinois 60477

MONEY MANAGEMENT INTERNATIONAL TINLEY PARK

888-527-3328 16860 S. Oak Park Ave., Ste. 104 Tinley Park, Illinois 60477

CEFS FAYETTE COUNTY OUTREACH OFFICE

618-283-2631 517 W. Gallatin Street

  • O. Box 44

Vandalia, Illinois 62471

CATHOLIC CHARITIES OF THE ARCHDIOCESE OF CHICAGO, LAKE COUNTY SERVICES

847-782-4165

671 South Lewis Avenue

Waukegan, Illinois 60085 While HUD approved foreclosure counseling agencies are a great resource, there are other services for homeowners in Lake County Illinois. Read more on these options. PARTNERS IN CHARITY, INC. 847-428-6504 613 W. Main Street West Dundee, Illinois 60118

DU PAGE HOMEOWNERSHIP CENTER, INC

630-260-2500-2502

1333 N Main St

Wheaton, Illinois 60187-3579 Get a listing of other non-profit agencies that can help with housing, provide foreclosure advice, and other aid in

DuPage County

. Learn more.

INTERFAITH HOUSING CENTER OF THE NORTHERN SUBURBS

847-501-5760-404 614 Lincoln Avenue Winnetka, Illinois 60093

CCCS OF MCHENRY COUNTY

815-338-5757 400 Russel Ct Woodstock, Illinois 60098-2640 By