← Back to library

HUD foreclosure counseling agencies Tennessee

Updated October 21, 2025 • 6 min read • 1,141 words
Focus Immediate Financial Assistance

Free HUD approved foreclosure counseling agencies in Tennessee.

Federal government HUD certified housing counseling agencies in Tennessee can provide free or low cost foreclosure counseling to homeowners in the state. Families who are behind on their mortgage payments can call one of these non-profits to speak to a housing counselor. The HUD groups can also go over home buying programs as well as down payment assistance for would be buyers.

  • on site counselor will meet with the homeowner, and provide them with information, services, and information on assistance programs that can help them make it through their difficult period. Some of the options can include federal government mortgage programs as well as foreclosure prevention solutions. In addition, learn about some of your local county and state of Tennessee programs from a HUD agency.

The counselor will take a holistic view of their client as well. This means they will address their overall financial health, and provide them with debt reduction options and ways to get help to pay regular bills. Contact and apply for help at one of these HUD certified housing agencies.

FAMILY SERVICE AGENCY - CCCS

901-383-2193

2855 Stage Village Cove

Bartlett, Tennessee 38134

28TH LEGISLATIVE DISTRICT COMMUNITY DEVELOPMENT CORPORATION

423-698-8190 815 N. Hickory Street Chattanooga, Tennessee 37404

CATHOLIC CHARITIES OF EAST TENNESSEE

423-267-1297 859 McCallie Avenue Chattanooga, Tennessee 37403 CHATTANOOGA NEIGHBORHOOD ENTERPRISE, INC. 423-664-4663 1301 Market Street #100 Chattanooga, Tennessee 37402

DEPARTMENT OF HUMAN SERVICES CITY OF CHATTANOOGA

423-757-5551 501 W. 12th Street Chattanooga, Tennessee 37402-3852

PARTNERSHIP FOR FAMILIES, CHILDREN AND ADULTS/CCCS OF CHATTANOOGA

423-490-5620

2245 Olan Mills Drive

Chattanooga, Tennessee 37421 Get details and find information on other services, find how to apply, and also which agencies to call in

Hamilton County

for other help and/assistance programs. These are organizations in addition to the HUD non-profits mentioned throughout this page. CLEARPOINT FINANCIAL SOLUTIONS, INC. 877-877-1995 137 Dean Drive, Unit 4 Clarksville, Tennessee 37040 GAP COMMUNITY DEVELOPMENT RESOURCES, INC. 615-591-4345

129 West Fowlkes Street

Suite 137 Franklin, Tennessee 37064 WEST TENNESSEE LEGAL SERVICES, INC. 731-426-1307

210 West Main Street

Jackson, Tennessee 38301

CREDABILITY - JOHNSON CITY BRANCH

800-251-2227

2112 N Roan Street

Suite 706 Johnson City, Tennessee 37604

MONEY MANAGEMENT INTERNATIONAL KINGSPORT

800-850-2227 1999 E. Stone Dr., Ste. 102 Kingsport, Tennessee 37660

CREDABILITY - KNOXVILLE BRANCH

800-251-2227 521 Callahan Road Suite 101 Knoxville, Tennessee 37912

KNOX HOUSING PARTNERSHIP, INCORPORATED

865-637-1679-223 109 N. Winona Street Knoxville, Tennessee 37917

KNOXVILLE AREA URBAN LEAGUE

865-524-5511-120 1514 E. Fifth Avenue PO Box 1911 Knoxville, Tennessee 37917

LEGAL AID OF EAST TENNESSEE

865-637-0484

502 South Gay Street

Suite 404 Knoxville, Tennessee 37902-0000

  • multitude and wide variety of low income programs can help people pay bills, their home loan, and provide free or low cost assistance. Find more

Knox County Tennessee

assistance programs and places to apply to help for.

LIFE OF VICTORY INTERNATIONAL CHRISTIAN MINISTRIES

615-213-1468 599 Waldron Road

Building B

La - Vergne, Tennessee 37086

CREDABILITY - MARYVILLE BRANCH

800-251-2227

523 Lamar Alexander Ave

Suites 1, 8 & 9 Maryville, Tennessee 37801 2ND CHANCE BUDGET & DEBT FAMILY COUNSELING SERVICES, INC. 901-323-0609 2600 Poplar Avenue, Suite 519 Memphis, Tennessee 38112

BINGHAMPTON DEVELOPMENT CORPORATION

901-826-6195

3000 Walnut Grove Road

Memphis, Tennessee 38111

CD COUNCIL

901-725-3125 1548 Poplar Avenue Memphis, Tennessee 38104 CLEARPOINT FINANCIAL SOLUTIONS, INC. 877-877-1995 5050 Poplar Ave., Suite 1101

White Station Towers

Memphis, Tennessee 38157

ENTERPRISE CORPORATION OF THE DELTA

901-721-8124 1451 Madison Avenue Memphis, Tennessee 38102

FAMILY SERVICE AGENCY - CCCS

901-323-4909 2400 Popular Avenue Suite 445 Memphis, Tennessee 38112

FINANCIAL COUNSELORS OF AMERICA

901-722-5000 3294 Poplar Ave. Suite 304 Memphis, Tennessee 38111

FRAYSER COMMUNITY DEVELOPMENT CORPORATION

901-354-7178 3684 N. Watkins Memphis, Tennessee 38127 MEMPHIS AREA LEGAL SERVICES, INC. 901-432-4663 109 North Main

Second Floor

Memphis, Tennessee 38103

MEMPHIS CONSUMER CREDIT EDUCATION ASSOCIATION

901-321-6800 1661 Aaron Brenner, Suite 201 Memphis, Tennessee 38120

MEMPHIS HOUSING RESOURCE CENTER

901-529-1151 2400 Poplar Avenue Suite 220 Memphis, Tennessee 38112 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) MEMPHIS, TN 901-348-0115

Directors Plaza II / Building B

3035 Directors Row, Suite 1201-2 Memphis, Tennessee 38131

NEIGHBORHOOD HOUSING OPPORTUNITIES

901-729-2934 1548 Poplar Avenue Memphis, Tennessee 38104

NID-HCA TATE

901-507-1638 3115 Park Avenue Memphis, Tennessee 38111

ORANGE MOUND COMMUNITY DEVELOPMENT CORP.

901-327-4205 2395 Park Avenue Memphis, Tennessee 38114

SOUTHEAST MEMPHIS CDC

901-273-2870

3150 Lenox Park Blvd

Suite 420 Memphis, Tennessee 38115 THE WORKS, INCORPORATED 901-946-9675 1471 Genesis Circle Memphis, Tennessee 38106 UNITED HOUSING, INC. 901-272-1122

  • Cooper Street

Memphis, Tennessee 38104 Locate more places to turn to for help in the Memphis and Shelby County area. Other low income and free grants and programs may be accessible. Read more on Memphis and Shelby County assistance programs .

CCCS OF THE MIDWEST

800-355-2227 201 East Main St, Ste 100 Murfreesboro, Tennessee 37130 More

Rutherford County

assistance programs. AFFORDABLE HOUSING RESOURCES OF NASHVILLE, INC. 615-251-0025 1011 Cherry Ave Nashville, Tennessee 37203

CCCS OF THE MIDWEST

800-355-2227 1101 Kermit Drive Suite 204 Nashville, Tennessee 37130

CCCS OF THE MIDWEST

800-355-2227 4525 Harding Rd Suite 211 Nashville, Tennessee 37205

CHRISTIAN COMMUNITY SERVICES

615-297-4024-5 601 Benton Ave

Suite B

CITIZENS FOR AFFORDABLE HOUSING INC.

615-361-9101 295 Plus Park Blvd., Suite 105

Terrace I

Nashville, Tennessee 37217

CONEXION AMERICAS

615-320-5152-22 800 18th Avenue South, Suite A Nashville, Tennessee 37203

FIFTEENTH AVENUE BAPTIST CDC

615-256-4329 930 Scovel Street Nashville, Tennessee 37208

FINANCIAL COUNSELORS OF AMERICA - NASHVILLE BRANCH

615-783-2856 3200 West End Avenue, Suite 500 Nashville, Tennessee 37203 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) NASHVILLE, TN 615-783-1696 3200 West End Ave. Suite 500 Nashville, Tennessee 37203

NEW LEVEL COMMUNITY DEVELOPMENT CORPORATION

615-627-0347 1112 Jefferson Street Nashville, Tennessee 37208 RESIDENTIAL RESOURCES, INC. 615-650-9779 604 Gallatin Road Suite 103 Nashville, Tennessee 37206-5954

WOODBINE COMMUNITY ORGANIZATION

615-850-3453 222 Oriel Ave. Nashville, Tennessee 37210 Additional grant programs, foreclose, debt and mortgage assistance programs, resources and services may be available to homeowners in Nashville and Davidson County Tennessee. Also get help for paying other expenses and bills. Read more on Davidson County TN assistance programs . LEGAL AID OF SOCIETY OF MIDDLE TENNESSEE AND THE CUMBERLANDS INC. 865-483-8454-214 226 Broadway Avenue

  • O. Box 5209

Oak Ridge, Tennessee 37831

CLINCH-POWELL RESOURCE CONSERVATION AND DEVELOPMENT COUNCIL, INC

865-828-5927 7995 Rutledge Pike

  • O. Box 379

Rutledge, Tennessee 37861

DOMINION FINANCIAL MANAGEMENT

615-220-5858 660 Fitzhugh Blvd, Suite 100 PO Box 1512 Smyrna, TN 37167 By