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HUD foreclosure counseling agencies Maryland

Updated October 21, 2025 • 6 min read • 1,127 words
Focus Immediate Financial Assistance

HUD approved foreclosure counseling agencies in Maryland

Get information on Maryland foreclosure or housing counseling agencies that are both non-profit agencies and that are HUD certified. They will offer homeowners (as well as people looking to purchase a home) numerous assistance programs, many of which are free or have a minimal low cost. Thousands of people across the nation use the services of their local HUD agency. The services are confidential, high quality and as indicated the programs are free or have a very low cost. When a homeowner calls or stops by a HUD location, they will be able to meet face to face with a counselor. They will review your financial situation and direct you to the programs that will have the most impact on your personal situation. For example, they may refer you to a mediation session, a loan modification, or more. Many of the organizations can offer other services, such as how to deal with predatory lending, debt reduction, reverse mortgages, or other foreclosure prevention tactics.

ANNE ARUNDEL COUNTY COMMUNITY ACTION AGENCY, INCORPORATED

410-626-1900 251 West St

  • O. Box 1951

Annapolis, Maryland 21404

ARUNDEL COMMUNITY DEVELOPMENT SERVICE INC

410-222-7600-130 2666 Riva Road Suite 210 Annapolis, Maryland 21401 The above listed non-profit organizations and housing counseling agencies may be able to provide you information and access to free or low cost programs to help you pay bills, offer individuals access to low income programs, and give free or low cost foreclosure counseling. Find other organizations in

Anne Arundel County

Maryland here

AFFORDABLE HOUSING CENTERS OF AMERICA, BALTIMORE, MD

410-433-9790-2300 1800 N. Charles Street Suite 202 Baltimore, Maryland 21218 BELAIR - EDISON NEIGHBORHOODS, INC. 410-485-8422 3412 Belair Road Baltimore, Maryland 21213

CCCS IF MARYLAND AND DELAWARE

800-640-2227

Catonsville Office

757 Frederick Rd. Baltimore, Maryland 21228

CCCS OF MARYLAND AND DELAWARE

410-747-7414 757 Frederick Road, 2nd Fl Baltimore, MD 21228-4503 Baltimore, Maryland 21228

CCCS OF MARYLAND AND DELAWARE

800-640-2227

Brooklyn Park Office

5410 Ritchie Hwy. Baltimore, Maryland 21225

CCCS OF MARYLAND AND DELAWARE

800-640-2227

Essex Office

408 Eastern Blvd. Baltimore, Maryland 21221

CCCS OF MARYLAND AND DELAWARE

800-640-2227

Parkville Office

7905B Harford Rd. Baltimore, Maryland 21234

DRUID HEIGHTS COMMUNITY DEVELOPMENT CORP.

410-523-1350-10 2140 McCulloh Street Baltimore, Maryland 21217-3529

EASTSIDE COMMUNITY DEVELOPMENT CORPORATION

410-284-9861 7835 Eastern Avenue, Ste. 302 Baltimore, Maryland 21224

GARWYN OAKS NORTHWEST HOUSING RESOURCE CENTER, INC.

410-947-0084-3 2300 Garrison Blvd. Suite 140 Baltimore, Maryland 21216

GREATER BALTIMORE URBAN LEAGUE

410-523-8150-247 512 Orchard St Baltimore, Maryland 21201-1947 HARBEL HOUSING PARTNERSHIP ( A DIVISION OF HARBEL COMMUNITY ORGANIZATION, INC.) 410-444-9152 5807 Harford Rd. Baltimore, Maryland 21214 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) BALTIMORE, MD 410-783-0465

  • East Mount Royal Avenue

Baltimore, Maryland 21202

NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE,

410-327-1200 819 Park Avenue Baltimore, Maryland 21201

OLIVER ECONOMIC DEVELOPMENT CORPORATION

443-388-9809

1400 E Federal St

Baltimore, Maryland 21213

SOUTHEAST COMMUNITY DEVELOPMENT CORPORATION

410-342-3234 3700 Eastern Avenue Baltimore, Maryland 21224 ST. AMBROSE HOUSING AID CENTER, INC. 410-366-8550-214 321 East 25th Street Baltimore, Maryland 21218-5303

THE DEVELOPMENT CORPORATION OF NORTHWEST BALTIMORE

410-578-7190-14

3521 West Belvedere Avenue

Baltimore, MD 21215-5802 Baltimore, Maryland 21215 Learn about other free or low cost foreclosure counseling programs in the City of Baltimore as well as

Baltimore County Maryland

.

CCCS OF MARYLAND AND DELAWARE

800-640-2227

Bel Air Office

1202 Agora Dr. Bel Air, Maryland 21014

HARTFORD COUNTY HOUSING AGENCY

410-638-3045-3047

  • South Main Street

Suite 106 Bel Air, Maryland 21014 Locate additional

Hartford County Maryland

programs.

CUMBERLAND NEIGHBORHOOD HOUSING SERVICES, INC

301-722-6958

400 N Mechanic St

Cumberland, Maryland 21502

MISSION OF PEACE

810-232-0104 6045 Fenton Avenue Dearborn Heights, Maryland 48127

CCCS OF MARYLAND AND DELAWARE

800-640-2227

Easton Office

219 Marlboro Rd. Easton, Maryland 21601

CECIL COUNTY HOUSING AGENCY

410-996-8216 200 Chesapeake Blvd. Suite 1800 Elkton, Maryland 21921

FREDERICK COMMUNITY ACTION AGENCY

301-600-1506

100 S Market St

Frederick, Maryland 21701-5527

MONEY MANAGEMENT INTERNATIONAL FREDERICK

800-308-2227 1003 West 7th St., Ste. 404 Fredrick, Maryland 21701 Click here for information on who else to call for help, both with bills and housing, in Frederick.

HOMEFREE USA OF MONTGOMERY COUNTY, MD

301-355-6140

640 East Diamond Ave

Room C

Gaithersburg, Maryland 20877

MARYLAND RURAL DEVELOPMENT CORPORATION

410-269-0910 101 Cedar Lane PO Box 739 Greensboro, Maryland 21639-0739 HAGERSTOWN NEIGHBORHOOD DEVELOPMENT PARTNERSHIP, INC. 301-797-0900

  • East Franklin Street

Hagerstown, Maryland 21740

WASHINGTON COUNTY COMMUNITY ACTION COUNCIL

301-797-4161-124 101 Summit Ave. Hagerstown, Maryland 21740

SOUTHERN MARYLAND TRI-COUNTY COMMUNITY ACTION

301-274-4474-262

8383 Old Leonardtown Road

Hughesville, Maryland 20637

HOMEFREE - U S A

301-891-8400

3401 A East-West Highway

Hyattsville, Maryland 20782

HOUSING INITIATIVES PARTNERSHIP, INCORPORATED

301-699-3835 6525 Belcrest Road Suite 555 Hyattsville, Maryland 20782

THE GREATER WASHINGTON URBAN LEAGUE

301-985-3519

5012 Rhode Island Ave

Hyattsville, Maryland 20781 HOME PARTNERSHIP, INCORPORATED 410-679-3200-12

Rumsey Towers Building Suite 301

626 Towne Center Drive

Joppatowne, Maryland 21085 CLEARPOINT FINANCIAL SOLUTIONS, INC. 877-877-1995 9344 Lanham Severn Road #205 Lanham, Maryland 20706 GARRETT COUNTY COMMUNITY ACTION COMMITTEE, INC. 301-334-9431-149 104 E. Center Street Oakland, Maryland 21550-1328

CCCS OF MARYLAND AND DELAWARE

800-640-2227

Owings Mills Office

10220 S. Dolefield Rd. Owings Mills, Maryland 21117 HOUSING OPTIONS & PLANNING ENTERPRISE, INC. 301-567-3330

6188 Oxon Hill Road

Suite 700 Oxon Hill, Maryland 20745

CENTRO DE APOYO FAMILIAR (CAF)

301-328-3292 6801 Kenilworth Ave.? Suite 201 Riverdale, Maryland 20737

SEED - SOWING EMPOWERMENT AND ECONOMIC DEVELOPMENT

301-458-9808-136 6201 Riverdale Road, Suite 200 Riverdale, Maryland 20737

MONEY MANAGEMENT INTERNATIONAL ROCKVILLE

800-747-4222

15847 Crabbs Branch Way

Rockville, Maryland 20855-2635 These federal government HUD certified agencies and non-profits in

Montgomery County

do provide assistance to those in need. Also, find other ways to get mortgage help or access to low income programs by using the link for Montgomery County.

CCCS OF MARYLAND AND DELAWARE

800-640-2227

Salisbury Office

242 Tilghman Rd. Salisbury, Maryland 21804

SALISBURY NEIGHBORHOOD HOUSING SERVICE, INC

410-543-4626-201

400 Snow Hill Road

Salisbury, Maryland 21804 SHORE UP!, INC 410-749-1142

520 Snow Hill Rd

Salisbury, Maryland 21804-6031

TELAMON CORPORATION

410-546-4604 917 Mt. Hermon Road, Suite 2 Salisbury, Maryland 21804 NATIONAL FOUNDATION FOR CREDIT COUNSELING, INC. 800-388-2227 801 Roeder Road Suite 900 Silver Spring, Maryland 20910-3372

UNITY ECONOMIC DEVELOPMENT CORPORATION

301-505-0331 5801 Allentown Road, Suite 309 Suitland, Maryland 20746

BOARD OF CARROLL COUNTY COMMISSIONERS

410-386-3600

  • Distillery Drive, Ste. 101

Westminster, Maryland 21157 More

Carroll County

organization that can provide aid. By