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HUD foreclosure counseling agencies Alabama

Updated October 22, 2025 • 6 min read • 1,185 words
Focus Immediate Financial Assistance

HUD approved foreclosure counseling agencies in Alabama.

Alabama homeowners can contact a HUD approved housing and foreclosure counseling agency for free or low cost assistance. Mortgage and housing counselors at these non-profit agencies can provide advice, information, and help to individuals. Learn about options including government mortgage assistance programs, debt counseling, credit repair, and much more.

  • HUD agency by nature will provide a client with extensive information, support, counseling, and help a homeowner either prevent or stop a foreclosure that may be in process. They meet this goal in a variety of means. It can include helping people apply for state, government, or federal aid, working with their bank or lender, and/or mediating a solution.

If you are behind on your home loan now, or expect difficulty in making payments in the near future, look into the services that are offered by an Alabama HUD agency.

ORGANIZED COMMUNITY ACTION PROGRAMS INC - COVINGTON COUNTY

334-428-2660 242 Hillcrest Drive

  • O. Box 1702

Andalusia, Alabama 36420 ALABAMA COUNCIL ON HUMAN RELATIONS, INC. 334-821-8336 319 W. Glenn Ave. Auburn, Alabama 36831-0409

BIRMINGHAM HOMEOWNERSHIP CENTER

205-591-7500 4117 Second Avenue, South Birmingham, Alabama 35222 BIRMINGHAM URBAN LEAGUE, INC. 205-326-0162 1229 3rd Avenue North PO Box 11269 Birmingham, Alabama 35203

CCCS OF CENTRAL ALABAMA

205-251-1572 1401 20th Street, South Suite 100 Birmingham, Alabama 35205

JEFFERSON COUNTY COMMITTEE FOR ECONOMIC OPPORTUNITY

205-201-7500-6320 300 Eighth Avenue, West Birmingham, Alabama 35204-3039

JEFFERSON COUNTY HOUSING AUTHORITY

205-849-6172 3700 Industrial Parkway Birmingham, Alabama 35217-5316 NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) BIRMINGHAM, AL 205-942-8111

529 Beacon Parkway West

Suite 204 Birmingham, Alabama 35209 NEIGHBORHOOD HOUSING SERVICES OF BIRMINGHAM, INC. 205-328-4292 601 19th Street, North Birmingham, Alabama 35203 The federal government HUD approved foreclosure and counseling non-profits and agencies may be able to aid Birmingham and Jefferson County Alabama homeowners, but families and individuals have other options available to them to turn to for help. You can also find other free or low cost housing and foreclosure agencies in

Jefferson County Alabama

.

COMMUNITY SERVICE PROGRAMS OF WEST ALABAMA - BIBB COUNTY

205-926-9384 200 Second Street Centreville, Alabama 35042

COMMUNITY ACTION PARTNERSHIP OF NORTH ALABAMA - CULLMAN BRANCH

256-734-5170 107 2nd Ave, NE Cullman, Alabama 35033

COMMUNITY ACTION PARTNERSHIP OF NORTH ALABAMA, INC.

256-260-3112

1909 Central Parkway SW

Decatur, Alabama 35601-6822

CCCS OF ALABAMA - DOTHAN BRANCH

334-712-1992 175 Belmont Drive Suite 1 Dothan, Alabama 36305

HUMAN RESOURCE DEVELOPMENT CORP - HOMEOWNERSHIP CENTER

334-678-0084

601 North Saint Andrews St

  • O. Box 613

Dothan, Alabama 36302

HUMAN RESOURCE DEVELOPMENT CORP - COFFEE COUNTY

334-897-2667 305 Collier Street Elba, Alabama 36323

HUMAN RESOURCE DEVELOPMENT CORPORATION

334-347-0881

100 George Wallace Dr

Enterprise, Alabama 36331-1407

COMMUNITY SERVICE PROGRAMS OF WEST ALABAMA - GREENE COUNTY

205-372-4562 116 Prairie Ave. Eutaw, Alabama 35462 ECUMENICAL MIN. OF BALDWIN CO. INC. (BC HOPE) 251-928-3430 564 Fairhope Ave. Fairhope, Alabama 36532

COMMUNITY SERVICE PROGRAMS OF WEST ALABAMA - FAYETTE COUNTY

205-932-3218 316 Second Avenue, Northeast Fayette, Alabama 35555

COMMUNITY ACTION AGENCY OF NORTHWEST ALABAMA, INC.

256-766-4330 745 Thompson St Florence, Alabama 35630-3867

CCCS OF ALABAMA - FT. RUCKER BRANCH

800-662-6119

US Army Ft. Rucker

Ft Rucker, Alabama 36370

HUMAN RESOURCE DEVELOPMENT CORP - GENEVA COUNTY

334-684-6443

312 W Magnolia Street

Geneva, Alabama 36340

COMMUNITY SERVICE PROGRAMS OF WEST ALABAMA - HALE COUNTY

334-624-4034 360 County Road 19 Greensboro, Alabama 36744

HALE EMPOWERMENT AND REVITALIZATION ORGANIZATION (HERO)

334-624-0842 1120 Main Street

  • O. Box 318

Greensboro, Alabama 36744

ORGANIZED COMMUNITY ACTION PROGRAMS INC - BUTLER COUNTY

334-382-2351

204 School Highland Road

  • O. Box 545

Greenville, Alabama 36037

ORGANIZED COMMUNITY ACTION PROGRAMS INC - LOWNDES COUNTY

334-548-2763 506 Montgomery Hwy

  • O. Box 758

Hayneville, Alabama 36040

ALABAMA A&M UNIVERSITY COMMUNITY DEVELOPMENT

256-288-0774 117 Wholesale Avenue Suite 11 Huntsville, Alabama 35811 COMMUNITY ACTION PARTNERSHIP, HUNTSVILLE/MADISON & LIMESTONE COUNTIES, INC 256-851-9800-11 3516 Stringfield Rd PO Box 3975 Huntsville, Alabama 35810-1758 FAMILY SERVICES CENTER, INC. 256-551-1610 600 St. Clair Avenue Building 3 Huntsville, Alabama 35801 People who need help can find information and how to apply for other aid. Homeowners in

Madison County

can turn to other local and national assistance programs. These are in addition to the HUD non-profit organizations mentioned here.

CCCS OF MOBILE - JACKSON

251-246-9898 208 Commerce Street

  • O. Box 1432

Jackson, Alabama 36545

TELAMON CORPORATION

334-239-4520

  • Wisteria Place

Millbrook, Alabama 36054

CCCS OF MOBILE

251-602-0011-217

705 Oak Circle Drive East

Mobile, Alabama 36609

CENTER FOR FAIR HOUSING

251-479-1532 600 Bel Air Blvd, Suite 112 Mobile, Alabama 36606

MOBILE HOUSING BOARD

(251) 434-2212 1555-B Eagle Drive Mobile, Alabama 36605 Click here for other free or low cost housing programs in Mobile, and agencies that can provide information and support.

CCCS OF ALABAMA - MONTGOMERY

334-265-8545

640 South Lawrence Street

Montgomery, Alabama 36104

HOUSING AUTHORITY OF THE CITY OF MONTGOMERY - BRANCH OFFICE

334-386-3021 1701 Terminal Road Montgomery, Alabama 36108

HOUSING AUTHORITY OF THE CITY OF MONTGOMERY - BRANCH OFFICE

334-386-3045

532 North Union Circle

Montgomery, Alabama 36104

LEGAL SERVICES ALABAMA INC

205-397-6540 207 Montgomery Street Suite 1200 Montgomery, Alabama 36104 Apply to or contact these federal government HUD approved counseling agencies in

Montgomery County

Alabama for free or low cost housing services and / or free or low cost foreclosure counseling.

CCCS OF MOBILE - MONTROSE AL

251-990-8499 22787 U.S. Highway 98, Building B-2

  • O. Box 91068

Montrose, Alabama 36559

COMMUNITY ACTION PARTNERSHIP OF NORTH ALABAMA - MOULTON BRANCH

256-974-9026 12495 Highway 157 Moulton, Alabama 35650

COMMUNITY ACTION AGENCY OF NORTHWEST ALABAMA - COLBERT COUNTY

256-383-3832 528E Kelsey Avenue Muscle Shoals, Alabama 35661

NEIGHBORWORKS OPELIKA

334-749-1216 605 2nd Avenue Opelika, Alabama 36801 More

Lee County

programs for low income assistance.

ORGANIZED COMMUNITY ACTION PROGRAMS INC - DALE COUNTY

334-774-2011 #20 Glen Way

  • O. Box 956

Ozark, Alabama 36361

HOUSING AUTHORITY OF THE CITY OF PRICHARD

251-456-1022

200 West Prichard Avenue

Prichard, Alabama 36610

ORGANIZED COMMUNITY ACTION PROGRAMS INC - CRENSHAW COUNTY

334-335-3910 1727 Lee Street

  • O. Box 268

Rutledge, Alabama 36071

ORGANIZED COMMUNITY ACTION PROGRAM, INC

334-566-1712

507 North Three Notch Street

Troy, Alabama 36081-0908

COMMUNITY SERVICE PROGRAMS OF WEST ALABAMA, INC.

205-752-5429-231

601 Black Bears Way

Tuscaloosa, Alabama 35401-4807

WEST SIDE CDC

205-562-3215 3101 Martin L. King, Jr. Blvd Tuscaloosa, Alabama 35401 Numerous other debt and credit agencies, as well as local non-profits, can assist individuals and families in Tuscaloosa with their credit card and medical debts as well as mortgage issues. More .

ORGANIZED COMMUNITY ACTION PROGRAMS INC - BULLOCK COUNTY

334-738-3848 108 Baskin Street

  • O. Box 508

Union Springs, Alabama 36089

COMMUNITY SERVICE PROGRAMS OF WEST ALABAMA - LAMAR COUNTY

205-695-9573 145 Columbus Avenue Vernon, Alabama 35592 By