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Free HUD foreclosure counseling agencies Kentucky

Updated October 22, 2025 • 5 min read • 945 words
Focus Immediate Financial Assistance

Kentucky HUD approved foreclosure counseling agencies

HUD approved agencies in Kentucky can provide homeowners with free or low cost foreclosure prevention services as well as housing counseling. The non-profits have been certified by the federal government to help families and individuals who may be struggling. The HUD agencies help with homeowners in Kentucky as well as tenants that lease a property. People who need help paying their mortgage, who may be facing a foreclosure in the future or who are currently in one should not hesitate to contact a HUD approved counselor. They will review with the client numerous solutions and resources to address their mortgage difficulties. Learn about mediation, loan modifications, and the large number of federal government mortgage programs. In addition, many of the HUD approved agencies in Kentucky can also direct people to debt reduction programs, credit repair solutions, and other financial assistance programs. Renters can get help with buying a house or other eviction assistance. KENTUCKY COMMUNITIES ECONOMIC OPPORTUNITY COUNCIL, INC. (KCEOC) 606-546-3152 5448 N. U.S. 25E, Ste.A PO Box 490 Barbourville, Kentucky 40906

BOWLING GREEN HUMAN RIGHTS COMMISSION

270-782-7900

491 Double Springs Road

Bowling Green, Kentucky 42101

CCCS OF THE MIDWEST

800-355-2227 1725 Ashley Circle, Ste 107 Bowling Green, Kentucky 42104 HOUSING ASSISTANCE AND DEVELOPMENT SERVICES, INC. 270-796-4176 1133 Adams Street

  • O. Box 9637

Bowling Green, Kentucky 42101

KENTUCKY LEGAL AID

270-782-1924 1700 Destiny Lane Bowling Green, Kentucky 42104

LIVE THE DREAM DEVELOPMENT, INC

270-843-6071-124

247 Double Springs Road

  • O. Box 116

Bowling Green, Kentucky 42101 Find other low income, housing counseling, and aid programs in

Warren County Kentucky

.

CAMPBELLSVILLE HOUSING AND REDEVELOPMENT AUTHORITY

270-465-3576-236 400 Ingram Ave PO Box 597 Campbellsville, Kentucky 42718-1627

CATHOLIC CHARITIES, DIOCESE OF COVINGTON

859-581-8974-122 3629 Church Street Covington, Kentucky 41015

LEGAL AID OF THE BLUEGRASS

606-784-8921-2125 104 East 7th Street Covington, Kentucky 41011 Click here for more Kenton County low income aid.

CCCS OF THE MIDWEST

800-355-2227 950 North Mulberry Suite 220F Elizabethtown, Kentucky 42701

CCCS OF THE MIDWEST

800-355-2227

  • Shelby Street

Florence, Kentucky 41042

CCCS OF THE MIDWEST

800-355-2227 649 Charity Court #15 Frankfort, Kentucky 40601

KENTUCKY DOMESTIC VIOLENCE ASSOCIATION

502-209-5382-502

  • O. Box 356

Frankfort, Kentucky 40602

KENTUCKY HOUSING CORPORATION

502-564-7630-324 1231 Louisville Road Frankfort, Kentucky 40601 LESLIE, KNOTT, LETCHER, PERRY COMMUNITY ACTION CENTER 606-436-3161-180

  • Roy Campbell

Hazard, Kentucky 41701 BARRET CENTER, INC 270-827-1486-114

111 S Adams Street

Henderson, Kentucky 42420

KENTUCKY LEGAL AID, INCORPORATED

270-782-5740 110 Navajo Trail Hopkinsville, Kentucky 42240

PENNYRILE AREA DEVELOPMENT DISTRICT

270-886-9484 300 Hammond Drive Hopkinsville, Kentucky 42240 KENTUCKY RIVER FOOTHILLS DEVELOPMENT COUNCIL, INC. 606-723-4492 530 Stacy Lane Irvine, Kentucky 40336

CCCS OF THE MIDWEST

800-355-2227 2265 Harrodsburg Road Stuite. 303 Lexington, Kentucky 40504

COMMUNITY VENTURES CORPORATION

859-231-0054-204 1450 North Broadway Lexington, Kentucky 40505-3162 REACH, INC. 859-455-8057

733 Red Mile Road

Lexington, Kentucky 40504 ROAD TO HOMEOWNERSHIP, INC. 502-647-3027 1035 Strader Drive Lexington, Kentucky 40505 Call a federal government HUD approved non-profit housing and foreclosure counseling agency. They can direct people to or provide foreclosure prevention, debt reduction services and information on mortgage programs. More

Fayette County

assistance programs.

CCCS OF THE MIDWEST

800-355-2227 2100 Gardiner Lane Ste 103A Louisville, Kentucky 40205

CCCS OF THE MIDWEST

800-355-2227 11492 Bluegrass Parkway Suite 110 Louisville, Kentucky 40299

HOUSING FOUNDATION

270-965-2233

  • O. Box 6014

Louisville, Kentucky 40206 LEGAL AID SOCIETY, INC. 502-584-1254 416 West Muhammad Ali Blvd., Suite 300 Louisville, Kentucky 40202

LOUISVILLE CENTRAL COMMUNITY CENTER

502-583-8821 1300 W. Muhammad Ali Blvd Louisville, Kentucky 40203

LOUISVILLE URBAN LEAGUE

502-566-3362 1535 West Broadway Louisville, Kentucky 40203

NID-HCA SICKLES

502-810-9200 3215 Fern Valley Road, Suite #106 Louisville, Kentucky 40213 THE HOUSING PARTNERSHIP, INC. 502-585-5451 321 Guthrie Green Louisville, Kentucky 40202 Get more information on assistance programs in

Jefferson County Kentucky

, including free or low foreclosure foreclosure assistance.

KENTUCKY LEGAL AID, INCORPORATED

270-782-5740 110 South Railroad Street, # 120 Madisonville, Kentucky 42431

DANIEL BOONE DEVELOPMENT COUNCIL

606-598-5127 1535 Shamrock Road Manchester, Kentucky 40962

PURCHASE AREA HOUSING CORPORATION

270-247-7171 1002 Medical Dr Mayfield, Kentucky 42066-0588 BRIGHTON CENTER, INCORPORATED 859-491-8303-2324 741 Central Ave Newport Ky 41071 Newport, Kentucky 41071

KENTUCKY LEGAL AID, INCORPORATED

270-782-5740 117 West 2nd Street Owensboro, Kentucky 42301 Learn more on Daviess County assistance programs. Many government programs and charities can help the low income and people in need of help. CLEARPOINT FINANCIAL SOLUTIONS, INC. 877-877-1995 118 Bleich Rd. Paducah, Kentucky 42003

KENTUCKY LEGAL AID, INCORPORATED

270-782-5740 1122 Jefferson Street Paducah, Kentucky 42001

CCCS OF THE MIDWEST

800-355-2227 317 Main Street Pikeville, Kentucky 41501 BELL-WHITLEY COMMUNITY ACTION AGENCY, INC. 606-337-3044 129 Pine St. PO Box 159

APPALACHIAN RESEARCH AND DEFENSE FUND OF KENTUCKY

606-886-3876-29

120 North Front Avenue

Prestonsburg, Kentucky 41653-1221

CCCS OF THE MIDWEST

800-355-2227 200 E Main St 2nd Floor Richmond, Kentucky 40475 KENTUCKY RIVER FOOTHILLS DEVELOPMENT COUNCIL, INC. 606-663-6904 309 Spangler Dr Richmond, Kentucky 40475

HAZEL JOYCE WILEY CAREER AND FINANCIAL LITERACY INSTITUTE, INC.

502-647-3072 330 Main Street Shelbyville, Kentucky 40065

POTENTIALS INC

606-416-5711 105 Burdine Street Somerset, Kentucky 42501 PEOPLE'S SELF-HELP HOUSING, INC. 606-796-6333 Rt. 3, Box 34 Vanceburg, Kentucky 41179 GATEWAY COMMUNITY SERVICE ORGANIZATION, INC. 606-743-3133 124 College Street PO Box 367 West Liberty, Kentucky 41472 By