Free credit counseling services Oakland County Michigan.
Several non-profit credit counseling agencies operate across Pontiac, Farmington, and all of Oakland County Michigan. The organizations offer confidential programs, many of which are free or low cost. For example, access general credit counseling, get information on foreclosure prevention programs, enter into debt management plans, and get bankruptcy assistance. The leading non-profit Oakland County debt relief agencies to call are noted below, as well as more details on the services provided. Most of the Oakland County non-profits offer both financial counseling and coaching to families as well as individuals who are interested in improving their personal finances. They can help clients get advice on how to pay bills, debts, credit cards and loans, whether personal, car loans or a home mortgage. They also help Oakland County families budget and save money, including for emergency savings or their retirement. Paying down credit card debt is also a major focus. The exact types of programs will vary, but in general counselors can provide free credit counseling, budgeting and help with setting as well as meeting financial goals. Or enroll into credit repair, and much more. For example, one of the products offered to qualified individuals are low cost debt management plans or may free HUD certified foreclosure counseling.
Non-profits in Oakland County with free debt and credit counselors
Greenpath Debt Solutions - Consumer Credit Counseling Service Of Oakland County Michigan 36500 Corporate Dr, Farmington Hills, MI 48331. Phone: (231) 799-4823 or 866-750-1491 The non-profit has offices in the region for in-person visits. They also provide free phone consultations and try to reach clients anyway possible. Talk to a certified non-profit credit and/or HUD approved counselor for advice on paying debts, bills, mortgage, or even get help with filing bankruptcy if that is the best alternative. Mediation as well as free consolidation of loans (auto, home, payday, etc.) is offered by the counselors as well. Even learn about negotiating medical debt .
Graceful Credit Solutions
The office is at 900 Wilshire Dr, Troy, MI 48084. Telephone number - 313-887-7775 They work with lenders, credit card companies, and banks to help individual’s access debt management plans, foreclosure assistance, and enroll into free or low cost credit counseling/repair services. Navicore - NOVADEBT Dial (800) 992-4557
- national non-profit organization that also cover Oakland County. Counselors help people that are in debt with credit card bills, medical debt, car loans and other struggles.
Lighthouse 46156 Woodward Avenue, Pontiac, MI 48342. Main office phone number 248-920-6000 An Oakland County certified debt and foreclosure counseling agency. Get help in negotiating loan modifications with your lender, whether with a mortgage servicer or credit card company. Other programs can provide first time home buyers with advice on buying a new home or saving an existing one, and help people improve credit.
OLHSA, The Oakland County Community Action Agency
Location - 196 Cesar E. Chavez Ave., Pontiac, Michigan 48343-0598. Dial (248) 209-2600 Meet with a counselor for budgeting as well as other financial assistance for bills, debts, and more. This is a non-profit in Oakland County that focuses on anti-poverty programs, including building emergency saving as well as budgeting. Find other financial aid from OLHSA .
Community Housing Network
Location is 5505 Corporate Dr #300, Troy, MI 48098. Main number is (248) 928-0111
Oakland County Financial Empowerment Center
The non-profit helps people that need to get out of debt, rebuild credit or even start a business. There is help with paying loans, budgeting workshops and free credit and debt counseling advice. They also help people with taxes and offer other support, and learn more about the financial center. https://www.oakgov.com/government/oakland-county-treasurer-s-office/financial-empowerment-center . / National Debt Management, Inc. There is an office in Southfield MI. Call (844) 249-2832 or 248-200-2106
- federal government certified credit counseling agency. Income qualified Oakland County families can get help. Get free advice on reducing car or title loans, consolidating debt (medical or credit card), advice on pros and cons of bankruptcy and so much more.
High Place Community Outreach
Location is 313 E. Walton, Pontiac MI 48340. For details, call (248) 332-3070 The goal is to help low-income families and people that live check to check get on track. Some help may be offered for paying debts or improving credit, there is information on mortgage relief programs as well as other social services.