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Free credit counseling in New Hampshire

Updated October 21, 2025 • 4 min read • 766 words
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Credit counseling in New Hampshire.

Find where to get credit and debt counseling in New Hampshire. A number of not for profit organizations provide services to people across the state, either over the phone/online or in person. Many of the programs offered are available for a minimal cost, such as a debt management plan, and some credit services from the New Hampshire agencies will be free. Find details below, including phone numbers, of non-profit credit and debt counselors in NH. Some of the programs available include free and confidential credit/budget counseling, bankruptcy advice, and financial education. They also help consumers enter into a debt management plan for past due credit cards or even medical bills. Some additional detail is provided on each of these services below. Call a government certified non-profit in New Hampshire to speak with or meet one on one with a qualified credit or housing counselor, who is highly trained to analyze personal financial situations. Sign up for a debt relief program that can waive fees or lower interest rates - refinance credit cards , car loans, or other bills. Get advice as well as practical solutions to help resolve immediate financial crises.

List of debt and credit counselors in NH

Ahead Neighborworks Homeownership Center

Main office address - 262 Cottage St., Littleton, NH 03561. Primary phone number is (800) 974-1377 Offers homeowners a wide variety of housing solutions. Whether that includes first time homeowners buying assistance, budgeting advice, credit repair, and even up to homeownership support programs. They are a HUD approved foreclosure counseling agency too. Federally certified credit counseling agencies provide free phone and video chat consultations in NH. These non-profits do not have a local office though, but all have been approved by the DOJ. The agencies can help negotiate and mediate various debts that consumers may have. They also help people rebuild their FICO scores, provide bankrutcy consultations and free budgeting classes among other programs. May be able to help reduce credit card and/or medical debts, get fees waived, and provide other support and locate the NH government approved agencies https://www.justice.gov/ust/credit-counseling-by-state/New-Hampshire .

Greenpath Debt Solutions

They are a national non-profit that has counselors for people in the state of New Hampshire. A number of credit repair, debt consolidation, and mortgage assistance programs are offered. Whether help with an auto loan or medical debt, or assistance from a DMP, help is offered. Call 844-405-0071. Credit.org (previously Springboard Nonprofit Consumer Credit Management, Inc.) Dial 951-781-0114 or 800-431-8157 Some help can be provided to New Hampshire families too. In addition, this is another HUD certified housing agency. Free foreclosure counseling and prevention is offered. Learn about federal government mortgage programs, short sales, and more. Or get help from other debt relief programs, whether a DMP, hardship or settlement solution.

Money Management International

Primary phone number is 866-889-9347 Boston MA is the local branch of the agency, however it provides free phone or in-person consolers in New Hampshire too. Whether information on reducing auto loans or paying a credit card bill, or repairing FICO scores , programs are offered. They also provide assistance across all of New Hampshire. Call the not-for profit for a free or low cost confidential session with a credit counselor.

National Legal Center

104 Douglas Dr, Candia, NH 03034. Call (800) 728-5285 Free legal aid helps deal with rules and regulations around consumer debt. They help with enforcement of Fair Debt Collection Practices and the Fair Credit Reporting Act. There is also legal aid around bankruptcy in NH, debt resolutions and credit score correction.

NeighborWorks Southern New Hampshire

801 Elm St , Manchester, NH 03101. Call (603) 626-4663 While most of the programs are around helping people that are struggling to pay their home loans, other assistance is provided too. They help people build their credit so they can buy a home, address credit repair needs and offer free one-on-one counseling.