Credit counseling in Maine.
If you need debt help, resources to help repair credit or even mortgage relief in Maine, turn to a non-profit credit counseling agency. The state is served by several different organizations that are federal government approved and also certified by the state of Maine. Find details on non-profit, free credit counseling in Maine below. While most of the non-profits are national organizations, a couple do have local offices throughout Maine. Others just provide free phone or online consultations. Credit counselors can offer individuals a number of services, including professional financial guidance, help with enrollment into debt management plans, as well as community-wide educational programs that are combined with debt settlement services . One of most beneficial services they offer is helping people get out of debt, ranging from credit cards to car loans and others. Another service that is beneficial is foreclosure prevention. Many of the non-profits credit counselors in Maine are also HUD certified, and they can help homeowners navigate the plethora of government and private mortgage assistance programs.
Free or low-cost non-profit debt and credit counselors in Maine
Money Management International
They are a national non-profit with phone and online consultations available in Maine. This organization offers numerous credit repair, deb relief, and mortgage assistance programs. They are HUD certified as well. Get access to debt management plans for credit card or medical bills. There is also free bankruptcy advice, and financial education classes. Several offices are across Maine, and they are noted below. Dial 866-889-9347 to reach any location. Federally Approved / Certified organizations are available too. The DOJ as well as state have combined a list. All of these provide remote services, often for free or a low-cost, to Maine households. Whether help getting out of debt, paying off / refinancing car loans or something else, assistance is offered. Find the list of government approved agencies https://www.justice.gov/ust/credit-counseling-by-state/Maine .
InCharge Debt Solutions
This organization partners with the United Way 211 to cover Maine. They have certified debt and credit counselors. There is also debt relief available for credit cards, information on how to consolidate loans, and even help for students too. Budgeting services and more is available too and call (888) 734-6229
Maine Housing - hoMEworks Homebuyer Education Classes
This is a government supported / affiliated service. It focuses on housing solutions including foreclosure counseling, budgeting, and other homeownership type programs. A comprehensive offering of education and counseling covers all aspects of home buying including reviewing credit reports and improving scores. They also help with budgeting, mortgage shopping, and help people pay down other debt. Learn more on Maine Housing homebuying/budgeting here https://www.mainehousing.org/education/home/homeworks-homebuyer-education-classes .