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Emergency loans El Paso Texas

Updated October 21, 2025 • 20 min read • 4,012 words
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Emergency loans in El Paso Texas

Dozens of non-profit and private lenders in El Paso County Texas provide emergency cash loans. The funds can be used for paying bills, covering emergency expenses, consolidating debt, or any other use the borrower may have. Loans are issued for everyone ranging from immigrants to applicants with bad credit, Spanish speakers, and many other families in El Paso Texas. Find information on payday loan lenders near you in El Paso TX, cash advance stores, non-profits and other places to borrow money. Many different companies can lend money in an emergency. The different types of products available include payday as well as salary advance loans; title lenders; pawn shop loans; mortgages; Pre-paid visa cards; money orders; installment loans; and more. Depending on many factors, including the borrower’s employment status as well as ability to repay the funds, the amount of cash issued from an emergency loan may range from tens of dollars to several thousands. Another service offered by many of these companies will be wire transfers using international payment apps . El Paso has a number of immigrants as well as workers from Mexico. Their families often rely on money from them, and Money Orders or transfer services can also be combined with a loan. It allows the borrower to help their family back home pay their bills, rent, buy food, or cover other needs. Applicants can be done online, or a resident can stop by one of the El Paso County Texas lenders to apply in person. The funds may be transmitted to the borrower within a matter of hours. Then the money can be used to pay for rent, food, gasoline or car repairs, utility bills, or really anything else. The only type of El Paso Texas lender that may put restrictions on what the money can be used for may be a community action agency.

Places in El Paso County TX that give loans to low-income borrowers

A comprehensive list of places to borrow money from are below. Compare interest rates, determine pre-payment terms, examine fees, and look at other factors before applying for any type of cash loan. Applicants should always apply at more than one place for cash as an option for how to get free money . In addition, the funds should only be used as a last resort. Seek financial assistance for paying bills, housing, and other costs from all other sources first. If all else fails, try one of the lenders below.

  • Speedy Loan Plus

Main address is 8172 Alameda Avenue, El Paso, Texas 79907, Telephone number is (915) 799-0646 ABC Loan Inc. Address: 109 N Oregon Street # 206, El Paso, Texas 79901, Phone: (915) 532-7137 A-1 Loan Company – Various long and shot term loans are issued. Borrowers can use the cash for anything they want, whether it is to pay for a mortgage or rent, gasoline, vacations, food, or anything. The interest rates vary based on factors such as borrower’s credit history and job. One center is at 1443 Lee Trevino Drive, El Paso, Texas 79936. For hours and applications, dial (915) 591-1041 Location is 1443 Lee Trevino Drive, El Paso, TX 79936. Call (915) 591-1041

ACE Cash Express

– This national chain (in El Paso County) provides help to immigrants, Mexicans who need to use money orders to get money back home, Spanish speakers, and people that live check to check. Emergency loans, Money orders, wire transfers, and more services are offered. 4700 Montana Avenue, El Paso, TX 79903, (915) 566-6005 Primary Address: 12135 Montwood Drive Suite 103, El Paso, TX 79936. Call (915) 856-9973 Address: 9130 Dyer Street, El Paso, Texas 79924, phone number is (915) 751-4820 This check cashing store is at 8838 Viscount Blvd Suite J, El Paso, TX 79925. For information and intake, dial (915) 633-6165 Location is 5070 Doniphan Drive Suite C, El Paso, TX 79932. Phone - (915) 585-6275. Call for hours.

Action Credit, El Paso County

Main Address: 6590 Montana Avenue Unit E, El Paso, TX 79925. Main phone number is (915) 313-4790

Advance America

Get help with bills and other expenses using loans, salary advances, and other resources. 8900 Viscount Blvd, Suite AO, El Paso, TX 79925. For information on applying for loans or other financial services, dial (915) 591-7726 Location of the Advance America store is 9008 Dyer Street Suite. F, El Paso, Texas 79904. Or call (915) 757-1866 El Paseo Marketplace - Address: 12210 Montwood Drive Suite. 112, El Paso, Texas 79928. Main phone (915) 857-7895 Location: 1320 N Zaragoza Rd Suite. 121, El Paso, TX 79936, (915) 858-5712

Alameda Loans Company

8840 Alameda Avenue B, El Paso, Texas 79907, (915) 859-2299

Amigo Loans

Primary address is 14241 Montana Avenue, El Paso, TX 79938. For hours or information, dial (915) 857-2274. Most of the financial aid and cash loans are for migrant farm workers, Spanish speakers, and Mexicans, but anyone can apply. Atlas Credit Co., Inc. Physical address - 6920 Delta Drive Suite 3, El Paso, TX 79915. Telephone number is (915) 444-0509 Benny's Title & Payday Loans on Desert Blvd – They partner with the pawn shops listed below. Borrower money against the title on your car, motorcycle, RV, or other transportation. Main address is 5500 N Desert Blvd, El Paso, TX 79912. Call (915) 587-7737 Address: 5500 N Desert Blvd, El Paso, TX 79912, (915) 587-7737

Benny's Pawn Shop

Location is 6600 Montana Avenue, El Paso, Texas 79925. Dial (915) 778-7296 Primary Address: Socorro Pointe, 10755 N Loop Drive, Socorro, TX 79927. Main phone number is (915) 860-0888 Address: 10851 Gateway S Blvd #100, El Paso, TX 79934. Call this pawnbroker at (915) 642-6635 1795 N Zaragoza Rd, El Paso, Texas 79936, (915) 857-7711 They sell items, buy gold and more from 13998 Horizon Blvd #101a, El Paso, TX 79928. For information and hours, call (915) 852-8866 455 N Yarbrough Drive, El Paso, TX 79915, (915) 592-2202

Bevco Finance

Location is 7073 Doniphan Drive D, Canutillo, TX 79835. Main number is (915) 877-4477

BRAVO - Community Action

  • The government affiliated agency may provide loans and other funds to the low income or working poor. The cash can assist with paying for housing, bills, cars for work, medical equipment, ESL classes, and much more. More on

El Paso Texas community action , project Bravo.

Canyon Finance

Address: 1700 N Zaragoza Rd #118, El Paso, TX 79936. Main number - (915) 857-7603 Cash America Pawn – The largest El Paso County pawnbroker lender. Borrow hundreds of dollars for paying bills, transportation, utilities, and more. They provide money using collateral, such as selling gold, jewelry, watches, electronics, diamonds and other items. Primary Address: 1912 Lee Trevino Drive, El Paso, TX 79936. For hours or information, as well as interest rates on their emergency loans, dial (915) 592-4481 424 N Yarbrough Drive, El Paso, Texas 79915, (915) 593-3732 Location is 700 N Piedras Street, El Paso, TX 79903. Primary phone number is (915) 565-1044 Main address is 4831 Dyer Street, El Paso, Texas 79930. For details, call (915) 562-4351 Location is 805 North Zaragosa Road, El Paso, TX 79907. Primary phone number - (915) 859-4095 Address: 10005 Alameda Avenue, Socorro, TX 79927, (915) 860-2776 12215 Rc Poe Rd, El Paso, TX 79938, (915) 242-0656 Location - 4630 Montana Avenue, El Paso, Texas 79903. Call (915) 562-5775 4650 Woodrow Bean Transmountain Drive b, El Paso, Texas 79924, main phone: (915) 759-0075 700 N Piedras Street, El Paso, TX 79903, (915) 565-1044 Mailing Address: 6351 S Desert Blvd #101, El Paso, Texas 79932 - (915) 225-3882 Location is 8181 Dyer Street, El Paso, TX 79904. Telephone - (915) 755-8626 1478 George Dieter Drive, El Paso, TX 79936. This pawn shop sells and buys gold and more. Call (915) 849-0018 This store is at 12215 Rc Poe Rd, El Paso, TX 79938. Or dial (915) 242-0656 for details on inventory as well as what they buy or sell for loans. Main Address: 7010 Alameda Avenue, El Paso, TX 79915, (915) 772-6034

Cash Store

– Apply online or in store for payday loans, installment funds, salary advance loans, and more. Located in: West Ten Center at 7447 N Mesa Street, El Paso, TX 79912. Main number is (915) 584-1501 5620 Dyer Street, El Paso, TX 79904, (915) 564-1801 Primary Address: 1830 N Zaragoza Rd Suite 104, El Paso, TX 79936. For hours, details on loans, and other support call (915) 856-9900 Location is 10705 Gateway Blvd W #103, El Paso, Texas 79935, call (915) 591-9890 for hours. 9411 Alameda Avenue Suite I, El Paso, Texas 79907, (915) 872-8560 Main address: 3010 Saul Kleinfeld Drive Suite D, El Paso, TX 79936. Primary phone number - (915) 855-7733 8820 N Loop Drive #100, El Paso, TX 79907, (915) 860-9119 Check `n Go – Cash paychecks from El Paso employers at this chain. Loans are given to everyone from military families to seniors, the disabled, and people with bad credit. 6560 Montana Avenue Suite D, El Paso, Texas 79925, (915) 775-0318 Main address of this check cashing store is 1831 N Zaragoza Rd Suite 117, El Paso, TX 79936. For hours and details on services, call (915) 857-3199 Primary Address: 121 N Kenazo Avenue Suite 103, Horizon City, TX 79928. Telephone number is (915) 852-4661 500 N Zaragoza Rd Suite W, El Paso, TX 79907, (915) 859-6204 Address: 6520 N Mesa Street, El Paso, Texas 79912, (915) 845-6678 1491 Lee Trevino Drive Suite F, El Paso, Texas 79936, (915) 592-5677 Primary location of the check outlet/payday loan company is 9040 Dyer Street Suite 103, El Paso, TX 79904. Hours can be obtained by dial (915) 751-7511

Chelmont Finance Company

– They also have Spanish speaking staff on site for helping with emergency cash loan applications. Or there are details on debt and credit counseling services, check cashing, and much more. Address: 4911 Montana Avenue, El Paso, TX 79903, (915) 562-2662

Clio Finance Co Incorporated

415 Myrtle Avenue, El Paso, TX 79901, main address is (915) 544-1265

Continental Credit Corporation

– They not only offer loans, but credit repair services, debt counseling, and referrals to other bill paying assistance programs. Use money to pay off medical or credit card bills and other costs. Location of the lender is 600 E Paisano Drive # B, El Paso, TX 79901. Phone: (915) 544-3956

Dash For Cash

Location is 4665 Montana Avenue, El Paso, TX 79903. Primary phone number - (915) 565-3274

Drive-In Loans

– Get money into a bank account within hours. Main address - 320 S Stanton Street, El Paso, TX 79901. Dial (915) 544-7420 El Paso Pawn Jewerly and Exchange is a regional pawn shop/broker. Address: 4400 N Mesa Street #12, El Paso, TX 79902. Call (915) 544-7296 EZPAWN Primary Address: 1850 Hunter Drive #101, El Paso, TX 79915. Call (915) 598-7268

EZMONEY Loan Services

Address: 1722 N Zaragoza Rd, El Paso, Texas 79936, (915) 856-8678 To apply in person, stop in at 10211 Alameda Avenue, Socorro, TX 79927. Or dial (915) 872-8596 for phone and other applications. Primary Address: 1722 N Zaragoza Rd, El Paso, Texas 79936. Main phone: (915) 856-8678 This store is at 6510 N Mesa Street, El Paso, TX 79912, (915) 842-9821 EZPAWN Location is 6100 Alameda Avenue, El Paso, TX 79905. Call (915) 778-2182

Evita Finance

Main Address: 1701 Wyoming Avenue, El Paso, TX 79902. Call (915) 838-7115 FastBucks This store also serves El Paso County from 300 McCombs Rd, Chaparral, NM 88081. Call (575) 824-1440 1675 McNutt Rd #3, Sunland Park, NM 88063, (575) 874-2274

Fast Cash Now

Address: 3910 Dyer Street # D, El Paso, TX 79930, call (915) 562-4143 for hours.

First Cash Pawn

– This chain of pawn loans shops can provide money in an emergency. They buy and sell furniture, cars or motorcycles, jewelry, and more. Low income families often use the chain. This pawnbroker is at 5375 N Mesa Street, El Paso, TX 79912. For application or details, including on their pawn loan process, call (915) 842-9545 Main Address: 8826 Alameda Avenue, El Paso, Texas 79907. For information, dial (915) 858-5558 Location is 1458 Lee Trevino Drive, El Paso, TX 79936. Primary phone number - (915) 595-0633 9733 Dyer Street, El Paso, TX 79924, (915) 751-9475 Location - 4015 Dyer Street, El Paso, TX 79930. Telephone - (915) 566-1453 This store has electronics, accepts jewelry, clothing, and more from 9411 Alameda Avenue F and F1, El Paso, TX 79907, (915) 858-0235 Primary Address: 4640 Doniphan Drive, El Paso, Texas 79922. Call - (915) 585-3813 7660 N Loop Drive, El Paso, Texas 79915, (915) 843-4366 Main address - Montana Avenue, El Paso, TX 79925, dial (915) 881-8680 4640 Doniphan Drive, El Paso, Texas 79922, (915) 585-3813 This pawnshop is at 10501 Gateway Blvd W A, El Paso, TX 79925. Or call (915) 595-6136

Five Points Signature Loans

Mailing Address: 2927 Pershing Drive, El Paso, TX 79903. The amount of money to borrow may be up to $500, and it is similar to a cash advance loan. Phone: (915) 565-6000

Geneva Loan & Jewelry Company

Address: 222 S El Paso Street, El Paso, Texas 79901. Call (915) 533-9863

Good Day Corporation Pawn Shop

It is a low cost pawn shop in Homestead Meadows South, Texas. Main address: 14696 Montana Avenue, El Paso, TX 79938. Phone - (915) 856-0188 Guarantee Loan El Paso – Use a paycheck to “guarantee” and emergency loan. Primary Address: 4320 Montana Avenue #A, El Paso, TX 79903. Call (915) 229-8172

International Finance Company

It has an address of 4316 Montana Avenue, El Paso, TX 79903. Call (915) 562-4436 Listo Loans – Everything from installment to unsecured loans, cash advances, and more is offered. The money can serve as a form of financial assistance for the working poor, seniors, and others. Primary Address: 500 N Zaragoza Rd, Suite Y, El Paso, TX 79907, El Paso, TX 79907. Or for details or hours, call (915) 201-2550 Location is 412 S Stanton Street, El Paso, TX 79901. Dial (915) 533-3610

Loan Express

5430 El Paso Drive Suite B, El Paso, TX 79905, (915) 544-2926

Loanstar Title Loans

The office is at 336 N Zaragoza Rd, El Paso, TX 79907. Or call (915) 860-2400

Lola's Loans

Main location - address: 214 S Stanton Street, El Paso, TX 79901. For information on their financial aid services, loans, and products, call (915) 543-9040

Maverick Finance

Primary location is 4717 Hondo Pass Drive #3e, El Paso, TX 79904. Call (915) 759-8869

Money Loans

Location - 3500 George Dieter Drive Suite G, El Paso, Texas 79936. Call (915) 307-6782 This is a private loan agency in Homestead Meadows North, Texas. Address: 13921 Montana Avenue, El Paso, TX 79938. Call (915) 855-2274 Moneytree 6044 Gateway Blvd E # 211, El Paso, Texas 79905, (915) 772-6800 Noble Finance – The staff, many of which speak Spanish and offer ESL services, provide loans in a crisis. People with bad credit can borrow too. 9839 Dyer Street, El Paso, TX 79924, (915) 757-6191

  • K Finance Company

Main location is 312 S Stanton Street, El Paso, Texas 79901. For information, dial (915) 544-7813

Omni Military Loans

– Veterans and military member/families are the main customers of this El Paso Texas lender. They also have information on VA services as well as free credit and debt counseling programs for service members. 3910 Dyer Street Suite E, El Paso, Texas 79930, (915) 566-6664

OneMain Financial

Mailing Address: 7500 N Mesa Street #318, El Paso, TX 79912. Telephone - (915) 584-5451 Office address - 7420 Gateway Blvd E, El Paso, TX 79915. The speak to a representative, dial (915) 591-9436 Office - 10005 Alameda Avenue s, El Paso, TX 79927, (915) 858-7225 1506 N Lee Trevino Drive, Suite B3, El Paso, TX 79936, phone - (915) 590-4054 This OneMain Branch is Located in: Zaraplex at 1700 N Zaragoza Rd #125, El Paso, TX 79936. Or call (915) 855-2937

Panchos Title Loans

– They focus on Mexican, Spanish speakers, and immigrants with cars. Emergency loans can be issued for thousands of dollars, and money even transferred back home to loved ones to help them pay their bills, buy medications, cover rent to stop homelessness and more. Main Address: 520 N Zaragoza Rd, El Paso, Texas 79907. Dial (915) 860-8000 6001 Alameda Avenue, El Paso, TX 79905, (915) 778-6700 Main location is 4300 N Mesa Street, El Paso, Texas 79912, (915) 545-2274

Plaza Loan Company

Address: 4520 Montana Avenue, El Paso, TX 79903, (915) 545-5333

PLS Insurance

– Both loans as well as life or home insurance products are offered. Main Address: 1921 Montana Avenue, El Paso, TX 79903, (915) 307-4059

PLS Loan Store

9155 Dyer Street A, El Paso, TX 79924, (915) 307-7772

Power Finance Texas

Office is at 1900 George Dieter Drive, El Paso, TX 79936. Or call (915) 856-4444 9515 Gateway Blvd W Suite L, El Paso, TX 79925, (915) 775-1911

Quick Bucks

– Apply online or in person for money. Bring poor of income, copies of benefits (such as SNAP food stamps or SSI statements) and more. Loans can pay electric or light bills, housing, and other daily, emergency living costs. Office - 1810 George Dieter Drive # 115, El Paso, TX 79936. Or call (915) 921-7100 for hours. 2625 N Mesa Street c, El Paso, TX 79902, (915) 351-9625 Location is 2000 Lee Trevino Drive Suite R, El Paso, TX 79936, (915) 629-6970 Primary office address. Everything from loans for financial help or rent, credit repair, and more is offered. They are open for Spanish speakers too at 7021 Alameda Avenue Suite B, El Paso, TX 79915. Call (915) 778-4574 Location is 6529 N Mesa Street, El Paso, TX 79912, dial (915) 307-4063 Address: 1475 George Dieter Drive Suite F, El Paso, TX 79936. For hours and details on the office, dial (915) 633-1341 5151 Fairbanks Drive Suite C, El Paso, Texas 79924, (915) 757-1432

Quality Finance Company

Main Address: 2731 Montana Avenue # A, El Paso, Texas 79903, dial (915) 565-9300

Rapid Loans

Location - 116 Horizon Blvd, Socorro, TX 79927. For information on interest rate and payment terms, dial (915) 859-7774

Regional Finance

500 N Oregon Street Suite E, El Paso, TX 79901, (915) 533-6400 Location - 3333 N Yarbrough Drive Suite V, El Paso, TX 79925. Or for details, ring (915) 595-5996 At this branch will be cash loans, Money wires services for families to transfer money to relatives in Mexico, and more. 9861 Dyer Street Suite 4, El Paso, Texas 79924, (915) 313-5346 An office is at 10755 N Loop Drive Suite P, Socorro, TX 79927, dial (915) 500-1633 Ascarate Shopping Center – location 6920 Delta Drive Suite 2, El Paso, TX 79905. Phone: (915) 307-6914 8720 Alameda Avenue Suite A, El Paso, TX 79907, (915) 859-1119

State Credit & Loan

Location: 1722 N Zaragoza Rd # A, El Paso, Texas 79936. Main phone number - (915) 856-9797

State Finance Company

800 N Zaragoza Rd # P, El Paso, TX 79907, (915) 598-1999 Sunbelt Credit -

  • credit union for members. The interest rate on their cash loans tends to be more affordable, and they also help with budgeting, employment, and more. Apply for mortgages, credit cards, and other assistance programs too.

The lender, which is a non-profit, is at 8899 Alameda Avenue #116, El Paso, TX 79907. Call (915) 860-4566

Sun Loan Company

8941 Dyer Street j, El Paso, TX 79924, (915) 613-0333 Location: 425 E Paisano Drive Suite E, El Paso, TX 79901. Call (915) 534-4253 700 N Zaragoza Rd Suite V, El Paso, Texas 79907. Call (915) 600-6801 Office - 1700 N Zaragoza Rd #105, El Paso, Texas 79936. Dial (915) 219-5026

Texas Car Title & Payday Loan Services, Inc

. – Several outlets are in the county. Location is 6201 Edgemere Blvd, El Paso, Texas 79925. Or call (915) 774-0705 428 N. Yarborough Drive, Suite. A&B, El Paso, Texas 79915, dial (915) 633-1542 Mailing Address: 3810 Pershing Drive, El Paso, TX 79903, call (915) 562-5800 Primary location is 6600 Montana Avenue, El Paso, TX 79925. For information on programs and to apply for assistance, dial (915) 781-1172 Location is 200 Franklin Street #200, Anthony, Texas 79821. Call (915) 886-3496 for hours. 10755 North Loop Drive., Stes C-D, Socorro, TX 79927, (915) 790-2660 Main location of the lender - 11980 Socorro Rd C, San Elizario, TX 79849. Phone (915) 851-6362 7230 Gateway Blvd E, El Paso, TX 79915, (915) 592-3110 494 N. Kenazo Avenue., Suite.F-G, Horizon City, TX 79928, (915) 852-2378 Location is 5354 Doniphan Drive, El Paso, TX 79932. For hours and more details, call (915) 842-8022 821 Talbot Avenue, Canutillo, Texas 79835, (915) 243-0328 5710 Alameda Avenue, El Paso, Texas 79905, call (915) 781-7490 Location is 5201 Fairbanks Drive, El Paso, TX 79924. For the lender and loan terms, including APR rates, dial (915) 757-1144

Texas Pawn

3710 N Zaragoza Rd, El Paso, TX 79938, (915) 313-4258

The Best Little Texas Pawn Shop

Location is 9600 Montana Avenue, El Paso, Texas 79925. For hours, and information on items, call (915) 591-2274 Location is 5070 Doniphan Drive, El Paso, Texas 79932. For more details, dial (915) 584-1855 Location of the store is 5104 Montana Avenue, El Paso, TX 79903. Call (915) 881-8920 8120 Alameda Avenue, El Paso, TX 79915, phone (915) 245-3641 The title loan shop - 1841 Lee Trevino Drive, El Paso, TX 79936. for details¸) 599-3031

TitleMax Title Loans

– Money can be borrowed against the title of a car, motorcycle, RV, truck, or something else. Office Address: 12496 Montana Avenue, El Paso, TX 79938. Call (915) 856-0000 7595 N Loop Drive, El Paso, TX 79915, dial (915) 772-2840 Location - 1793 N Zaragoza Rd, El Paso, TX 79936. For details on their services, dial (915) 245-3625 Location: 4910 Dyer Street, El Paso, TX 79930. For rules and regulations on the car title loan process/lender, dial (915) 566-2511 9501 Dyer Street, El Paso, TX 79924, (915) 759-0510 Another site is at 7601 N Mesa Street, El Paso, TX 79912. Telephone: (915) 255-4867

Toledo Finance

Main Address: 424 N Yarbrough Drive O, El Paso, TX 79915. Telephone number - (915) 626-5263 United Loan & Jewelry Company – Both a payday loan company and pawnbroker. Address: 3950 Doniphan Drive A, El Paso, Texas 79922. Call (915) 833-4040

Western Finance

Location is 4301 Montana Avenue # D, El Paso, TX 79903, (915) 562-1061 7136 Alameda Avenue, El Paso, Texas 79915, (915) 771-9002 Another branch is at 1692-1698 N Zaragoza Rd, El Paso, TX 79936. Main phone - (915) 856-6490 3910 Doniphan Drive Suite. D, El Paso, Texas 79922, (915) 581-8370 Location of the private company - 201 S Americas Avenue # 103, El Paso, TX 79907. Call (915) 790-1496

World Finance

– This is a national, private lender with operations in El Paso County. They issue loans and provide a wide variety of other financial as well as credit services. Everything from debt consolidation to credit cards, car loans, and more is available. 9155 Dyer Street, Suite D4, El Paso, TX 79924, (915) 757-3437 Main address: 210 S Mesa Street Suite C, El Paso, TX 79901. For more details, dial (915) 533-5929 9008 Dyer Street Suite E, El Paso, Texas 79904, (915) 759-0051 Another site is at 6590 Montana Avenue Suite B, El Paso, TX 79925. For hours, call (915) 843-2220 321 S El Paso Street, El Paso, Texas 79901, Primary Phone: (915) 544-5708