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Credit counseling Pennsylvania - Debt consolidation

Updated October 21, 2025 • 7 min read • 1,352 words
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Pennsylvania credit counseling.

Pennsylvania credit counseling agencies provide services to clients including debt consolidation, mortgage assistance, and other programs that can help them pay bills. The goal is to help clients get back on track financially. Most of the services offered by the not for profit credit counseling agencies in Pennsylvania are offered for free to qualified individuals. Get a listing below of the various organizations to call for help with paying your debts, loans, and other financial aid. Call for an appointment to meet with a federal government certified credit counselor. They will explore with you solutions to your mortgage delinquency or outstanding credit card and medical debts, as well as other bills that you may have. Learn about types of assistance programs include debt consolidation and foreclosure prevention. The non-profit agencies in Pennsylvania operate across the state. While the goal is to also help a client reduce their debts or prevent a foreclosure, in cases where no solutions are offered they can also help an individual file for bankruptcy or alternatives. Staff can help qualified low income clients explore other government assistance programs. Advantage Credit Counseling Service, Inc. Address of the main office is River Park Commons, 2403 Sidney Street, Suite 400 Pittsburgh, Pennsylvania 15203 Phone number - 888-511-2227 Additional offices of Advantage Credit Counseling are located across the area, including below.

  • Clover Hill Road

Dallastown, PA 17313 Dial for help - 888-511-2227 2000 Linglestown Road Suite 302 Harrisburg, Pennsylvania 17110 Telephone number - 888-511-2227 917-A Logan Boulevard Royal/Remax Plaza Altoona, Pennsylvania 16602 888-511-2227

Pullman Conference Center 112 Hollywood Drive

Butler, Pennsylvania 16001 Phone number - 888-511-2227 4402 Peach Street Erie, PA 16507 The toll free number is 888-511-2227 This non-profit credit counseling agency specializes in the following. Get help with payday or car title loans, hardship plans for medical or credit card debts, and tips on improving credit scores. Find additional ways to get help with credit card debts .

One Northgate Square

Greensburg, Pennsylvania 15601 Dial the agency at - 888-511-2227 Address is - 2403 Sidney Street Suite 400 Pittsburgh, PA 15203 Learn more about services by dialing 888-511-2227. This is one of the main offices for Allegheny County. Counselors can help by enrolling people into debt management plans, hold budgeting workshops, and provide other support.

Consumer Credit Counseling Service of Delaware Valley

This non-profit is one of the largest organizations across Pennsylvania, and they offer services across the state. Call them to meet with a credit or housing counselor. Every year thousands of individuals are able to consolidate their debts and get on a stronger financial footing. The main office is located at 1717 Swede Road Suite 110, Blue Bell, PA 19422, phone 800-989-2227. Other offices and cities supported.

1230 Veterans Hwy Suite F1

Bristol, PA 19007 Main number is 800-989-2227 130 E. 7th Street Chester, PA 19013 800-989-2227 Address of this office is - 1003 East Lincoln Highway Suite 102 Coatesville, PA 19320 Telephone number - 800-989-2227 261 Old York Road The Pavilion - Suite 401 Jenkintown, Pennsylvania 19046 Phone number - 800-989-2227 280 N. Providence Road Lower Level Media, PA 19063 Phone number - 800-989-2227 Location - 113 E. Main Street 2nd Floor Norristown, PA 19401 800-989-2227 Location - 1608 Walnut Street 10th Floor Philadelphia, PA 19103 800-989-2227 Supports consumers in the greater Philadelphia region. There are several centers listed below as well. Staff can advise homeowners on foreclosure prevention programs. Or get help in dealing with medical and/or credit crd debts. 2100 Arch Street 5th Floor Philadelphia, Pennsylvania 19103 Telephone number - 800-989-2227 3638 N. Broad Street Philadelphia, PA 19140 Main phone number is 800-989-2227 Location - 4400 North Reese Street Philadelphia, PA 17140 800-989-2227 Classes held include budgeting and there are sessions held on negotiations as well. When needed, everything from bankruptcy filings are reviewed along with plans for eliminating hospital or medical debts. Address - 7340 Jackson Street Philadelphia, PA 19136 800-989-2227 240 N. Bishop Avenue Springfield, PA 19064 800-989-2227 770 E. Market Street Suite #190 West Chester, PA 19382 Phone: 800-989-2227 Consumer Credit Counseling Service of Northeastern Pa, Inc. Counselors from the non-profit agency will help the borrower find a solution for everything from payday loans to excessive credit card debt. The staff in the Pennsylvanian offices can work with the lender and client to negotiate payment plans, enter the consumer into a debt management plan (DMP), and assist with consolidation. This center also assists with car title loans and auto payments. Location - 401 Laurel Street Pittston, Pennsylvania 18640 800-922-9537 Address - 702 Sawmill Road Area Agency on Aging Bloomsburg, PA17815 800-922-9537

214 W. Walnut Street Catholic Social Services

Hazleton, PA 18201 800-922-9537 401 Laurel Street Pittston, Pennsylvania 18640 570-602-2227 The office is located at 129 Rolling Ridge Drive State College, PA 16801 Call 1-814-238-3668 to speak to a counselor. Location - 411 Main Street Suite 104 Stroudsburg, PA 18360 570-420-8980

217 S. Center Street Northumberland Human Services

Sunbury, PA 17801 800-922-9537 Address - 201 Basin Street Suite 6 Williamsport, Pennsylvania 17701 570-323-6627 The offices above serve the entire northeastern part of Pennsylvania, and offer numerous free or reduced priced services to families. Call them for more details on foreclosure prevention and programs to eliminated credit card and medical debts.

Credit Counseling Center

For families in Pennsylvania that need help paying bills, debts, or their home loans, counselors can provide suggestions. When applicable, solutions such as debt consolidation or settlement may be provided. Address - 60 N Main St. Doylestown, Pennsylvania 18901 Telephone number is 877-900-4222 8150 Route 13 Levittown, PA 19057 Call the office at 877-900-4222 Families, as well as senior citizens, can learn about state of Pennsylvania laws that protect consumers from debt collectors as well as predatory loan companies. Whether it is a housing/mortgage issue or excessive household debts, assistance is available. Also call this office to learn about payday loan consolidation services . Location - 832 Second St. Pike Richboro, Pennsylvania 18954 877-900-4222

Money Management International of Pennsylvania

  • Call (866) 226-0278

The various offices of MMI across Pennsylvania are listed below. Call the main toll free number above to apply for assistance and explore debt consolidation, reduction, and mortgage programs. If a location is not near you they can provide credit counseling services over the phone as well. Some of the assistance may be free to income qualified residents.

306 Spring Garden Street

Easton, Pennsylvania 18042 265 West Hight Street Suite 2 Pottstown, PA 19464 Address - 127 South Fifth Street Suite 155 Quakertown, Pennsylvania 18951

3671 Cresent Court East

Whitehall, PA 18052 833 N. Park Road Suite 103 Wyomissing, PA 19610 Another site of MMI is at 2101 Centre Ave. Reading, PA 19605 Dial 800-220-2733 Specialists can explore resources for housing, medical, as well as credit card debts. One service available will assist borrowers be entering them into plans such as debt settlement .

Debt Consolidation Corp

Call 888-354-6332 They are based out of state, but can assist consumers in California. Information is provided on debt consolidation loans, hardship programs, and more.

Garden State - Navicore

732-409-6281 Services are available in the Philadelphia, Bucks, and Chester County area. Northwest Counseling Service, Inc. Address - 5001 North Broad Street Philadelphia, Pennsylvania 19141 Call 215-324-7500 for information.

Consumer Credit Counseling Service of Warren

734 Stambaugh Avenue Sharon, Pennsylvania 16146 Main phone - 800-355-2227 Free advice is given to low income families. They also offer services in Spanish. The non-profit operates monthly budgeting workshops and classes will show consumers how to save money as well as rebuild credit scores. By