Credit and debt counseling agencies in Tennessee.
If you need help in getting out of debt, tactics to improve your credit scores or help in dealing with finances, there are a number of free or income based non-profit credit counseling agencies in Tennessee, as listed below. They help people, no matter their income, improve their finances by paying off (or reducing debt), arrange consolidation loans and so much more. Find a non-profit credit counseling organization in TN listed below, with both in person and phone consultations given. Any assistance provided to a customer is confidential, and many debt management services are free or offered for a nominal fee to clients. Call a location near you in Tennessee to get specifics on the programs that they run. However, some examples of the services offered by credit counselors in Tennessee include one or more of the following. Families can get help in the form of debt consolidation, credit and budget counseling, and even advice as to whether bankruptcy is the best option or not. They also help people with medical bills and other types of financial obligations. Some of the organizations will even go above and beyond that menu of services too. For example, learn how to access bankruptcy counseling, personal financial management even including investing, and other specialized information for a specific financial challenge. Or the organizations will offer referrals to local charities in Tennessee that offer debt help.
:List of free non-profit debt and credit counselors in TN
Note there are a number of non-profit debt counselors specific to Memphis as well.
Consumer Credit Counseling Service of Chattanooga
5600 Brainerd Rd Ste C-26, Chattanooga, TN 37411. Main number 423-490-5620 This location can also help clients get back on track with bills, paying debts and loans, and much more. In addition to the list below, the federal government has approved additional non-profits to provide service in the state. Many of them are based outside of TN but they cover the regions. The assistance includes debt management plans (DMP) as well as programs that forgive debt , consolidation loans and more from this list. https://www.justice.gov/ust/credit-counseling-by-state/Tennessee . GreenPath Financial Wellness, The office is at 2618 Old Lebanon Pike #2405, Nashville, TN 37214. Call (800) 550-1961 Programs for people in Tennessee range from low-cost debt management plans to help in negotiation with creditors. They also focus on provide non-profit focused car loan payment help. There lender will also provide support to people with title loans and other high priced borrowing.
Consumer Debt Counselors
Call 800-820-9232 They offer remote services in Tennessee. Interested individuals can to learn about various low cost or free debt and credit counseling, foreclosure prevention tactics, and bankruptcy support (if the client has no other options).
The University of Tennessee Extension
Maybe surprisingly this organization offers people in Tennessee a wide variety of credit counseling, budgeting, and other programs. In general, the programs available throughout the state teach people how to deal with debts (medical, credit cards, etc.), develop budgets, and much more. Another focus is on helping people with student loans. The main office is at 2621 Morgan Cir 121, Knoxville, TN 37996. Call (865) 974-7114, with other local centers listed below. Address is 95 Church Street, Southeast, Cleveland, TN 37311. Call (423) 728-7001 Knox County location address is 400 W. Main Avenue, Knoxville, TN 37902. Call 865-215-2340. Budgeting workshops, financial literacy classes and other services are available. Monroe County residents can stop by or dial number below to schedule a session. 310 Tellico Street, Madisonville, Tennessee 37354. Call 423-442-2433 3815 Highway 66 S Ste 12, Rogersville, TN. Call 423-272-7241 for an appointment. Call the non-profit. Counselors can provide information on debt reduction plans, the pros and cons of bankruptcy, and other support. Grainger County address is 2458 Narrow Valley Rd, Rutledge, TN 37861. Telephone number - 865-828-3411 Cheatham County extension for budgeting advice and credit tips is at 162 County Services Drive, Ashland, Tennessee 37015. Call 1-615-792-4420. Smith County is at 67 Cookeville Hwy, Carthage, TN 37030. Call (615) 735-2900. Clients that meet income thresholds may be provided to low cost DMPs (Debt Management Plans), learn about government mortgage relief programs, and get help in entering into payment plans on their debts. Location - 114 Huddleston Street, Centerville, TN 37033. Call 931-729-2404 Sumner 658 Hartsville Pike Extension for free debt and credit counseling, as well as credit repair workshops, is at Gallatin, TN 37066. Call for help - 615-452-1423 Main address for the Humphreys County extension is 108 Thompson Avenue, Waverly, Tennessee 37185. Dial - 931-296-2543 Cann County bob-profit credit counseling and debt relief services are available from 614 Lehman Street, Woodbury, TN 37190. Call 615-563-2554 for help on negotiating credit card debt, housing counseling, and other aid. Haywood County main office location - 100 S. Wilson Street, Brownsville, TN 38012. Call for help - 731-772-2861 Dyer County residents can use the center at 151 Everett Avenue, Dyersburg, TN 38024. Call 731-286-7821. Programs administered include foreclosure prevention, credit card mediation, and credit repair. They also help the rural area get loans, including from the USDA. Henderson County University of Tennessee Extension Address is is 276 White St, Lexington, TN 38351. Phone number - 731-968-5266 1252 Manufacturers Row, Trenton, TN 38382. Dial 731-855-7656 to reach the non-profit credit counseling Another office is at agency. Some of what may be provided includes credit card and debt mediation services. Clients can also get free information on government mortgage assistance programs. Obion County address - 302 South Third Street , Union City, TN 38261. Phone number - 1-731-885-3742 Credit.org of Tn (formerly Springboard Nonprofit Consumer Credit Management, Inc.) Call this national group at 951-781-0114 as they operate in Tennessee. The organization administers several debt management and consolidation programs for Tennessee families. Many of them are over the phone or online consultations. A specialist can help you negotiate and deal with your bank, credit card company or lender. Assistance is provided for both mortgages and credit cards as well as they help people in TN with auto loans as well as filing for bankruptcy. Apprisen Call 888-904-8711 The non-profit also has offices in Tennessee, however the focus is on phone consults. There are local offices though in Nashville, Murfreeboro, and Cookeville TN. Counselors can help clients enroll into debt management plans and implement other tactics. They also have information on how to improve FICO credit scores, bankruptcy consultations and also details on how to get help with “predatory” lenders, such as payday and car title loans.
MoneySharp Credit Counseling Inc.
Toll free number is 866-200-6825 This non-profit is federal government certified and is approved as a non-profit. They have also been HUD certified.